Senior Risk Consultant II - Property Engineer at Allianz Global Corporate & Specialty SE

Houston, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Jan, 26

Salary

176673.0

Posted On

26 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Engineering, Loss Prevention, Fire Protection, Business Interruption, Supply Chain, Data Analysis, Client Management, Technical Expertise, Communication, Time Management, Problem Solving, Report Writing, Project Management, Training, Collaboration, AI Tools

Industry

Financial Services

Description

Your Team Allianz Commercial specializes in property insurance for middle-market and large companies, providing comprehensive coverage for complex and challenging risks. Through our global network, we offer tailored all-risks property and business interruption insurance. Our Allianz Risk Consulting (ARC) team is made up of experienced engineers from a wide range of technical and scientific disciplines. The team provides a flexible range of risk consulting services, from natural hazards, fire safety, and human and organizational risk factors to in-depth analysis of industry operations, and financial exposures, across all industry sectors and risks. We also focus on delivering bespoke training plans to help our clients to optimize risk management procedures in the long term. The Impact You Will Have Reporting to the NA Regional Manager - Property Risk Engineering, this role provides Property Risk Engineering expertise, support and assistance to Allianz Commercial and its customers, to assist Allianz Commercial Underwriting in risk selection and retention of accounts. Responsibilities include both Field Engineering (on site/location level) risk evaluation and Account Engineering (account level/desktop review) risk assessment job activities, such as providing ongoing co-ordination and monitoring of loss control activity / servicing of assigned accounts as well as loss control survey work to assist with servicing of assigned accounts and occupancies within a geographic region or area of technical expertise. A successful candidate must have demonstrated ability to develop and maintain professional working relationships with underwriting, clients, brokers, marketing/distribution, claims, and global colleagues, a thorough knowledge of analyzing, assessing, and consulting on complex business interruption and supply chain exposures, as well as maintain and enhance technical skills and expertise in their respective field as needed to support the business. This position requires approximately 25% - 30% travel for field surveys, client meetings, and potential collaboration with underwriting colleagues in zone offices, with the remainder of time spent at the home office. Some of your specific responsibilities could include: Independently support large corporate clients or clients with complex business occupancies and structures. Complete on-site risk assessments and plan reviews for underwriting and insureds, evaluating and summarizing exposures and controls. Complete account level overviews, desk top reviews and risk assessments for underwriting, providing guidance and professional advice to clients and underwriting from a holistic, program-wide perspective. This will be necessary for both manufacturing and soft occupancy accounts. Survey large client operations in all business segments - obtain appropriate data, identify hazards, discuss findings with appropriate parties, and generate comprehensive risk engineering reports, recommendations, etc. Work with underwriting, the client and the broker where appropriate to develop customized loss control programs including locations to be surveyed (or included as part of continuing service), scope and cost of risk consulting services. Conduct client stewardship meetings, and work with claims post loss as required. Generate appropriate, technically accurate work product (Account Engineering annual account summaries, Prospect desktop reviews, loss control reports, recommendations, confirmation letters, etc.) as a result of account coordination activities as well as providing technically accurate loss control reports as a result of on-site risk evaluations. Conduct all work in accordance with Account Service Instruction / Global Standard Operating Procedure requirements and reporting deadlines in accordance with departmental performance objectives. Ensure appropriate data entry and quality in accordance with GSOP and management requirements. This position requires good time management, organization and communication skills, both with internal and external customers. Review, analyze and be able to comprehend third party as well as Allianz Commercial reports, recommendations, and correspondence received from other engineers in order to combine the thoughts into a relevant deliverable of year end account summaries to the underwriters. This may require communication with third party service providers, clients, brokers, insured risk management department personnel, etc. The successful candidate will demonstrate good, proactive communication skills as needed to maintain smooth and efficient workflow, along with appropriate follow-up activities with relevant parties. Assist Allianz Commercial and clients with respect to ongoing or specific projects. Participate in Business Expert Groups/Industry Verticals and other ARC initiatives. Participate in ARC Global (inter-regional), cross-LoB and/or cross-functional projects as warranted. Assist with training within ARC Corporate Property, other LoB's and other functions (e.g. underwriting) as requested. What You’ll Bring to the Role – Minimum 5 years’ loss prevention engineering experience in an HPR type insurance environment relevant to the LoB (Property). Good knowledge and professional experience in various business sectors/occupancies, related hazards and controls. Experience or background in managing/coordinating large global corporate property accounts within various occupancy sectors. Experience in specialist industries (semi-conductor, chemical/pharmaceutical, automotive) or hazards (Nat-Cat, BI/IBI/CBI/supply chain, emerging risks) is a plus. Experience or background in the insurance industry - being able to talk the language of insurance as well as loss prevention/fire protection including NATCAT, loss estimates derivation, sprinklers/water supply/surveillance/construction, etc. Bachelor’s degree in Fire Protection Engineering or other Engineering type discipline. A bachelor's degree in another related discipline will be considered in conjunction with extensive technical expertise in the Property/HPR insurance industry. Strong familiarity with Fire Protection guidelines, such as NFPA or FM Global. Commitment to maintaining knowledge of developments and new technologies in field. Ability to understand and apply technical loss control topics to a variety of property risks. Advanced experience identifying and analyzing complex business interruption and supply chain risks, along with consulting on mitigation methods (e.g., BCP development). Strong familiarity with basic computer operation and skills such as MS Word, Excel, PowerPoint, artificial intelligence tools, navigation of basic web-based applications, etc. The ability to utilize AI tools to support day-today tasks, improve efficiency, and contribute to data-driven decision-making is valuable. A willingness to learn and explore how AI can enhance your role and the broader organization is expected. Focused self-starter with the ability to work effectively in a home office environment and a team environment. Excellent written, verbal, and presentation skills. Ability to travel throughout the U.S. with the potential for some Canada or international travel. Applicants must be legally authorized to work in the United States without the need for current or future employment-based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship. The annualized base pay range for this role is $113,495 to $176,673. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by several factors, including the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The base pay is just one component of the AzC total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards. What’s in it for you? At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurture a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. Let’s care about everything that makes you, you We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us. Let’s care for your financial wellbeing We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension. Let’s care for your opportunities to progress From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered. Let’s care for life’s twists and turns From our support for flexible working, health, and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We’ve got your back. Let’s care for our society and our planet With opportunities to be engaged in shaping a future that is safe, inclusive, and sustainable, we care for the tomorrows of our people, our industry, and our clients. Care to join us? Allianz Commercial (AzC) is a global corporate insurance carrier and part of Allianz Group. We provide risk consultancy, Property-Casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business. Learn more about us by clicking here. Allianz is an equal opportunity employer, and therefore welcomes applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability, sexual orientation, or any other protected characteristic. Diversity of thinking is an important part of our company culture. Recruitment Agencies: AzC has an in-house recruitment team, which focuses on sourcing great candidates directly. AzC does not accept unsolicited resumes from agency or search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired. When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid. #LI-PT1 #LI-Remote

Responsibilities

Provide Property Risk Engineering expertise and support to Allianz Commercial and its customers. Conduct on-site risk assessments and account level reviews to assist with underwriting and loss control activities.