JOB DESCRIPTION

• Minimum a Diploma Degree in Business Studies / Finance / Accounting / Economics or relevant qualification.
• Strong knowledge of financial statement processes and proficiency in using Microsoft Office applications.
• Proficiency in English and Mandarin is required to liaise with Mandarin-speaking colleagues and Head Office in Taiwan.
• Execute KYC and CDD processes in full compliance with MAS requirements and the Bank’s internal AML and KYC policies.
• Coordinate with sales teams to address documentation gaps and ensure all required documents are properly submitted.
• Work closely with the IT department to continuously enhance back-office operations, including improvements to banking account operations, risk monitoring indicators, and the collection and analysis of borrower credit information covering financial risk, industry risk, and country risk.
• Conduct regular credit reviews for loan portfolios and treasury activities.
• Support the development and enhancement of the Bank’s lending policies and risk management framework.
• Assist supervisors in optimizing the expected loss methodology and conduct regular assessments of the expected losses associated with credit exposure.
• Act as the executive secretary for the Risk Management Committee, regularly compiling risk management reports and macroeconomic information.
• Serve as the back-office liaison for syndicated loans and bilateral loans, ensuring regular confirmation that internal system records, notifications, and related operations comply with credit agreement terms.
• Carry out other related tasks as assigned by the Department Head when required.

REQUIREMENTS

• Possess a well-recognized Bachelor’s or Master’s degree in Economics, Finance, Treasury Management, or a closely related field.
• Minimum of 4 years of relevant experience in the banking sector with a proven track record in corporate loans and corporate banking operations.
• Solid technical expertise in financial statement analysis, debt securities management, as well as credit risk management.
• Strong proficiency in written and spoken English and Chinese to support the monitoring of Central and East Asia, India, and Australia markets, including preparing email communications and periodic reports for other overseas branches, partner banks, and the Head Office in Taiwan.
• Highly proficient in Microsoft Word, Excel, and PowerPoint, with the ability to create detailed reports and presentations.
• Demonstrates strong teamwork, initiative, problem-solving abilities, and analytical thinking.
• Strong understanding of credit risk models and portfolio management, and experience with data analytics tools or systems would be an advantage.

Please refer the Job description for details