Senior Risk Manger – Retail Lending & Specialty Finance at Idaho First Bank

Boise, Idaho, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Jan, 26

Salary

0.0

Posted On

24 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Management, Credit Risk, Portfolio Risk, Retail Lending, Specialty Finance, Due Diligence, Financial Analysis, Business Model Resilience, Risk Mitigation, Servicer Performance Review, Portfolio Performance Monitoring, Risk Metrics Planning, Auditor Discussions, Lending Policies, Market Standards, Macro Risk Drivers

Industry

Banking

Description

Description The Senior Risk Manager, North America, is responsible for overseeing credit and portfolio risk across the Bank’s retail and specialty finance exposures in the region. This role supports BAWAG Group’s warehouse lending and whole loan purchase activities by providing risk oversight, ensuring sound credit practices, and contributing to the expansion of the Group’s North American portfolio. This position will be located in Boise and will be integrated with the Idaho First Bank team. This role will provide risk oversight of all retail and specialty finance originations across North America, working in conjunction with the Group Risk functions. Essential Functions: Lead risk due diligence of all new platforms and specialty finance lenders, Review of lending/servicing policies and procedures against market standards, BAWAG Group risk appetite Market overview of the asset class with identifying key macro risk drivers Financial and Business model resilience of the counterparty (sponsor/lending platform) Provide inputs into risk mitigation measures (e.g., deal covenants, cash sweep/default triggers, credit box set up etc.) Day to day oversight of portfolio servicing, and act as risk point of contact for all operational matters relating to these exposures. Lead Monthly servicer performance review Leverage group reporting/analytics team to monitor portfolio performance and come up with mitigating measures where needed Support Group risk with planning of risk metrics, lead discussions with auditors on risk matters relating to the portfolios Requirements Bachelors degree in Finance, Accounting or Business Administration 5-7 years of experience with a wide range of retail lending products in a control function (Risk/Finance) Experience working in a structured finance set up ideal, but not necessary About IFB Idaho First Bank Idaho First Bank (IFB) is a full-service state-chartered community bank established in October 2005 and headquartered in McCall, Idaho. Known for its People First and Community First motto, the Bank serves the greater Southwest Idaho and Central Oregon communities. Branch locations include McCall, New Meadows, Eagle, Ketchum, Nampa, Boise, Bend and Hailey. Idaho First Bank is a member of the FDIC and an Equal Housing Lender. For more information, visit us at www.idahofirstbank.com Equal Opportunity Employer

Responsibilities

The Senior Risk Manager oversees credit and portfolio risk for retail and specialty finance in North America. This role includes risk oversight of originations, due diligence on new platforms, and collaboration with Group Risk functions.