SENIOR SME LENDING UNDERWRITER

At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.
Powered by our Banking-as-a-Service Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.
CapitalBox empowers SMEs across Europe with fast and accessible working capital solutions. Established in 2015 within Multitude Group, it operates in five countries, bridging the SME funding gap through automated online business loans. With rapid approvals and seamless financing, CapitalBox fuels business growth, recognising SMEs as the backbone of the economy.
We are now seeking a Senior SME Lending Underwriter to join our expert underwriting team in Helsinki, Finland. This is a hybrid role, combining the benefits of home-office flexibility with regular collaboration in our Helsinki office.
Fluency in Finnish is essential for this role to accurately evaluate local applicants and liaise effectively with Finnish-speaking stakeholders.

REQUIRED SKILLS & QUALIFICATIONS: MUST-HAVES:

• Bachelor’s degree in Finance, Economics, Accounting, or related field.
• Minimum 2 years’ experience in underwriting, credit risk analysis, or similar roles in banking/financial services.
• Demonstrated experience in underwriting SME loans (secured and non-secured).
• Strong understanding of credit risk principles, financial analysis, and loan structuring.
• Skilled in analyzing financial statements, cash flows, and evaluating collateral.
• Excellent decision-making, problem-solving, and attention to detail.
• Effective communication and stakeholder collaboration skills.
• Fluency in Finnish and English.

Please refer the Job description for details