Senior Specialist, Homeowners at RHB Banking Group

Kuala Lumpur, Kuala Lumpur, Malaysia -

Full Time

Start Date

Immediate

Expiry Date

14 Oct, 26

Salary

0.0

Posted On

16 Jul, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Product Management, Strategic Planning, Credit Policy, Market Analysis, Regulatory Compliance, P&L Management, Pricing Strategy, Stakeholder Management, Project Management, Risk Management, Business Development, Customer Journey Mapping

Industry

Financial Services

Description

Vision and Value Delivery Ideate and determine a strategic plan/initiative, in alignment with Centre of Expertise and Service Partner teams to deliver business aspirations. Remove obstacles and coordinate actions for successful implementation of initiatives. Assist SL, Propositions & Business Development to plan and implement tasks required for delivery of Quest and business aspirations Propositions & Business Development Manage Mortgage Products, Propositions covering new product launch, review and discontinuation according to business plans to drive incremental revenue for Mortgage business Stay informed and analyse Mortgage and property outlook, property/real estate market, economic trends and competitors to introduce offering to grow new Mortgage revenues Drive ideation, creation and timely implementation of project to improve or update on credit related matters including and not limited to customer scorecard, credit policy, customer journeys, processes, sales related matters i.e. Mortgage sales incentive, training, credit and knowledge and regulations, business support teams (eg. End-Financing Management, End-Financing Valuation, Credit Evaluation, Collections) that influence mortgage business with external and internal stakeholders Ensuring adherence to internal and external regulations for new & existing products/ proposals, implementation, foundation setting and post implementation review with stakeholders, committees and management Initiate project to address product-related issues and implement solutions and enhancements. Manage product related reports, partnership, regulatory management including audit, compliance Perform regular peers’ business performance analysis to enable sustainable mortgage P&L Review product pricing, introduce tactical pricing campaign to grow portfolio profitably to meet budget and manage daily SRR, improve SRR process, operations, reporting Support Squad Lead for partners management (eg Cagamas, developers) to deliver incremental revenue growth Other Initiatives Lead initiatives and team member as assigned by Head, Homeowners or Head of Consumer Finance including and not limited to special rates requests, customer inquiries/ requests via CPM mailbox, business-related knowledge sharing, strategic business level/ bankwide projects A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.

Responsibilities

Develop and implement strategic plans for mortgage products to drive incremental revenue and business growth. Manage the end-to-end product lifecycle, including credit policy updates, pricing campaigns, and regulatory compliance.