Senior Tech Business Systems Consultant - US Payments / BA at Wells Fargo

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

10 May, 26

Salary

0.0

Posted On

09 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Business Systems, Payments, Business Analyst, Payment Systems, Messaging Standards, APIs, Microservices, Integration Patterns, SQL, Fraud Detection, Dispute Management, Reconciliation Processes, Functional Documentation, Process Maps, Agile Environment, Analytical Skills

Industry

Financial Services

Description

About this role: Wells Fargo is seeking a Senior Technology Business Systems Consultant In this role, you will: Lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems Contribute to the development of systems and procedures that are both cost effective and meet the relevant business requirements Evaluate moderately complex business, operational, or technical challenges that require an in-depth evaluation of planning and direction conducted to resolve complex business problems Partner with business and technology teams to evaluate moderately complex business problems and lead a team to provide comprehensive technological solutions Act as an internal consultant within technology and business groups by using quality tools and process definition or improvement to re-engineer technical processes Collaborate and consult with business and technology teams to evaluate and resolve issues in order to provide technological solutions and manage both project schedules and deliverables Coordinate communication and information flow between business and technology teams Required Qualifications: 6+ years of Business Systems Data experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Bachelor’s degree in Computer Science, Information Technology, or related field. 5+ years of experience as a Business Analyst in financial services or payments domain. Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes. Familiarity with APIs, microservices, and integration patterns. Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design. Defining NFRs and testing SQL, N-SQL Tools like Grafana, Elastic Expertise in payment workflows, clearing/settlement, and transaction lifecycle. Familiarity with fraud detection, dispute management, and reconciliation processes. Proficiency in JIRA, Confluence, MS Visio, and BPM tools. Ability to create detailed functional documentation and process maps. Support SIT/UAT by validating test cases against requirements. Ensure defect triage and resolution aligns with business priorities. Validate end-to-end payment flows and reconciliation processes. Gather, analyze, and document functional requirements for payment systems. Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions. Define functional specifications for APIs, integration points, and payment gateways. Provide deep functional knowledge of payment systems, clearing and settlement processes. Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design. Support modernization initiatives like ISO 20022 migration and real-time payment adoption. Excellent analytical, problem-solving, and communication skills. Ability to manage multiple priorities and work in an agile environment. Job Expectations: Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements. Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems. Translate business needs into detailed technical specifications for development teams. Provide subject matter expertise in payment systems Solution Design & Documentation Work with architects and developers to design scalable, secure, and efficient payment solutions. Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery. Maintain traceability between requirements and delivered functionality. Act as a bridge between product owners, operations, and technology teams. Facilitate workshops, sprint planning, and backlog grooming sessions. Communicate progress, risks, and dependencies to stakeholders. Posting End Date: 10 Feb 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 34 on Fortune’s 2024 rankings of America’s largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health, and a low-carbon economy. News, insights, and perspectives from Wells Fargo are also available at Wells Fargo Stories. Additional information may be found at www.wellsfargo.com LinkedIn: https://www.linkedin.com/company/wellsfargo For questions on how to search and apply, visit our frequently asked questions.

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Responsibilities

The Senior Tech Business Systems Consultant will lead technology initiatives to address business problems and collaborate with teams to provide technological solutions. They will also act as an internal consultant to improve technical processes and ensure compliance with regulatory standards.