Senior Underwriter, Australia Accident & Health Division at Allied World

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

31 May, 26

Salary

0.0

Posted On

02 Mar, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Portfolio Management, Accident & Health, Travel Insurance, Delegated Authority, Binder Management, Risk Assessment, Portfolio Profitability, Performance Analytics, Stakeholder Management, Negotiation, Analytical Capability, Commercial Judgement, Regulatory Compliance, Relationship Building, Product Development

Industry

Insurance

Description

Take the next step in your career with us. Allied World is an ideal place for talented professionals who are driven by a belief in the value of collaboration and the power of knowledge. We believe that when our great people work together and support one another, our clients receive the best solutions. We embrace unique perspectives and empower each person to grow through professional development, career training and mentoring programs. Our people are our most important asset, and we are very proud of the quality of our team members. Job Summary: The Senior Accident & Health (A&H) Underwriter is responsible for underwriting, portfolio performance management, and supporting delegated authority (binder) arrangements across Accident & Health - Personal Accident and Travel portfolios. This role balances technical underwriting excellence with commercial acumen, ensuring profitable growth, disciplined portfolio management, and robust governance of delegated underwriting partners. Job Duties: Technical Underwriting/Portfolio Management Underwrite new and renewal A&H risks in accordance with underwriting guidelines and risk appetite. Assess complex or non-standard risks including group personal accident, corporate travel, credit card schemes, and affinity programs. Provide referral support and technical guidance to junior underwriters. Own and actively manage portfolio profitability (GWP, loss ratio, COR, rate adequacy). Conduct regular portfolio reviews and performance analytics. Identify emerging trends, claims drivers, and accumulation exposures. Recommend corrective underwriting actions (rate adjustments, wording changes, capacity management). Binder & Delegated Authority Management Oversee binder arrangements with MGAs, TPAs and distribution partners. Ensure compliance with underwriting authority, pricing frameworks and reporting standards. Monitor delegated performance against KPIs and loss ratio thresholds. Support onboarding of new binder partners, including due diligence and approval processes. Collaborate with compliance and risk teams to ensure regulatory adherence. Stakeholder & Relationship Management Build strong relationships with brokers, MGAs and internal stakeholders. Support RFP submissions and business development opportunities. Qualifications, Skills and Experience: 10+ years’ experience in Accident & Health underwriting. Demonstrated experience managing A&H or Travel insurance portfolios. Proven experience managing delegated authority / binder arrangements. Strong analytical capability and commercial judgement. Sound knowledge of regulatory requirements. Excellent stakeholder management and negotiation skills. · Positive and resilient attitude. · Ability to adapt to change in a fast-paced environment. · Experience in product development in A&H. · Possesses strong relationship building, interpersonal and communication skills. Working at Allied World Our team of over 1,500 professionals has deep expertise in the industry. They enjoy their work, and many have served for several years. This is what you can expect when you join us: · Instant membership in the Allied World Family — a global network of colleagues who will support your career journey · A manager who will help you build your career through a structured coaching program · Access to a full suite of learning and development tools and resources Global Presence We are headquartered in Bermuda, with offices in Atlanta, Boston, Brisbane, Chicago, Costa Mesa, Dallas, Dublin, Farmington (CT), Hong Kong, London, Los Angeles, Malaysia, Manchester, Melbourne, Miami, New York, Philadelphia, San Francisco, Singapore, Sydney, Toronto and Zug. Our Business Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings Limited, and benefit from a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Allied World is an equal opportunity employer. Subject to applicable law, all qualified applicants will be considered for employment without regard to race, color, religion or belief, gender, age, disability, military service, marital or civil partnership status, family status, sexual orientation, ethnic or national origin, genetic information or any other characteristic protected by applicable law or regulation in the relevant jurisdiction where we operate. To learn more, visit awac.com, or follow us on Facebook at facebook.com/alliedworld and LinkedIn at linkedin.com/company/allied-world.

Responsibilities

The Senior Accident & Health (A&H) Underwriter will be responsible for technical underwriting, managing portfolio performance, and overseeing delegated authority arrangements for Personal Accident and Travel lines. This involves balancing technical excellence with commercial acumen to ensure profitable growth and robust governance of underwriting partners.