THE COMPANY

At Humania, our ambition is to make insurance accessible across Canada, simply and for everyone.
Our mutual has been designing personal insurance solutions for 150 years. To guarantee our success, we offer a unique customer experience by combining innovation and trusting relationships with our partners.

SUMMARY

The Underwriter will review and assess life, critical illness and disability insurance product applications and use its exceptional judgment to conduct a complex analysis of applicants’ medical and financial information in order to identify their appropriate risk category. He or she demonstrates courage and stands behind decisions by communicating them effectively and flawlessly to brokers and financial security advisors.

• Provide technical expertise in risk assessment based on individual underwriting methods.
• Assess accurately to an approval limit of $1,000,000 for individual life coverage and $3,500 in disability coverage.
• Communicate directly with the applicants and intermediaries involved regarding decisions affecting the underwriting assessment.
• Negotiate with the reinsurer and identify all solutions enabling acceptance of a customer file.
• Provide training and act as mentor and coach to junior and intermediate underwriting team members to ensure compliance with standards and proper communication of underwriting decisions.
• Contribute to the implementation of continuous improvements.