Senior Underwriting Fraud Analyst

at  Direct Line Group

We have a promising opportunity for a Senior Underwriting Fraud Analyst to join our established team in Bromley on a full time permanent basis!
What you’ll be doing:

You will Provide technical and analytical underwriting support to the Underwriting Fraud Manager so we can deliver strategic priorities and key business performance targets. This will include:

• Achieving performance targets and the Underwriting strategy including supporting the delivery of change within Pricing & Underwriting and across divisions.
• Ensuring delivery of changes to underwriting rules (including referral rules), rating and footprint across all channels to deliver key trading performance measurements, whilst ensuring adequate control of risk appetite. Liaise with the Underwriting Development team on any future underwriting footprint development opportunities identified.
• Monitoring exposure trends in underwriting fraud performance and mix monitoring MI, reviewing potential mitigating actions. Produce appropriate reports for relevant trading and risk forums.
• Monitoring the impact of the product structure, including cover levels, excesses and terms and conditions, on fraud, recommending changes to the team, working with that team to implement changes into trading.
• Deliver changes to align underwriting rules with Technical & Margin Pricing developments and changes in Pricing capability.
• Ensure appropriate Underwriting controls are in place and followed with respect to testing, implementing and adhering to wider company risk appetite.
• Liaise with a wide variety of teams in order to shape, own and deliver your team’s priorities, working effectively with the wider Underwriting team, Category teams, wider Pricing and Underwriting teams and other areas.
• Ensure compliance with core Group policies, statutory policies, regulatory controls, and timely completion of risk and audit actions with a particular focus on Customer Conduct.