COMPANY DESCRIPTION:

Trust Payments is an MFSA-regulated in Malta; and an FCA-regulated company in the UK. We provide a range of payments and commerce solutions, with market-leading technology and data insights.
We offer innovative payment methods and cutting-edge technologies, with a truly global presence. Our global offices cater to the most demanding business sectors, including retail, travel, hospitality, forex, and financial services.
Driving value for our clients and demonstrating genuine care for their success, is a core value of ours. We also believe in striving to build a better, more sustainable tomorrow and believe in conducting our business ethically, driving social and environmental change.
We have a passionate, collaborative, and diverse culture that recognizes that every employee contributes to our business success.
Find out more at www.trustpayments.com.
Trust Payments has an exciting opportunity for a Senior Underwriting Officer to join their team.
Location: Hybrid- London, United Kingdom
Salary: Competitive + Benefits

QUALIFICATIONS

• 5+ years of underwriting experience within merchant acquiring, payment processing or financial services
• In-depth knowledge of card scheme regulations (Visa, Mastercard) and payment industry compliance requirements
• Strong analytical skills with ability to interpret financial statements and assess business viability
• Experience with AML/KYC procedures and fraud detection methodologies
• Excellent decision-making abilities with attention to detail
• Strong communication skills, both written and verbal
• Bachelor’s degree in Finance, Business, Economics or related field
• Knowledge of high-risk merchant categories and appropriate risk mitigation strategies
• Experience with underwriting automation systems and risk scoring models
• Analytical capabilities to identify and assess potential fraud and compliance issues
• Ability to priorities effectively to ensure timely achievement of goals

THE ROLE:

We are seeking an experienced Senior Underwriter to join our Risk Management team. This role is critical in evaluating merchant applications, assessing risk profiles, and making informed underwriting decisions to protect the company while supporting business growth. The Senior Underwriter will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. The role involves supporting the Underwriting Team Lead in communicating company goals and deadlines, as well as helping to motivate team members and train new starters.