Servicing, MERS Transfers & QC Reverification Specialist at Canopy Mortgage LLC

Lindon, Utah, United States -

Full Time

Start Date

Immediate

Expiry Date

04 Mar, 26

Salary

24.0

Posted On

04 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Industry Regulations, Compliance Requirements, Organizational Skills, Verbal Communication, Written Communication, Customer Service, Interpersonal Skills, Problem Solving, Time Management, Self-Motivated, Teamwork, Multitasking, Adaptability, Confidentiality, Documentation, Reverification

Industry

Financial Services

Description

Description MERS Transfer of Servicing/Beneficiary Rights: Process Transfer of Servicing (TOS) and Transfer of Beneficiary (TOB) rights within MERS guidelines upon loan sale or transfer. Obtain and review daily Purchase Advices to ensure transfers are executed promptly and correctly. MERS Reconciliation & Compliance: Execute daily, weekly, and monthly reconciliations between the MERS® System and the company's Loan Origination System (LOS) to identify and cure all discrepancies. Maintain documentation and files for MERS audits and annual reports, ensuring 100% compliance with MERSCORP Holdings rules and guidelines. Perform MIN-level research and resolution for any MERS-related issues or rejects/warnings. Conduct reverification of employment, income, assets, and other critical loan applications data via phone, email, and mail. QC Reverification Responsibilities: Conduct reverification of employment, income, assets, and other critical loan applications data via phone, email, and mail. Document all reverification attempts and results accurately in the loan origination system. Identify discrepancies and inconsistencies in information and escalate them to the appropriate parties for resolution ? Ensure compliance with company policies, regulatory requirements, and investor guidelines Maintain confidentiality and security of sensitive information. Communicate effectively with internal teams, borrowers, employers, and financial institutions. Assist in preparing reports on reverification activities and findings Stay up-to-date with industry’s best practices and regulatory changes. Servicing Responsibilities: Perform Interim Mortgage Servicing functions per investor and agency guidelines as assigned. Requirements Qualifications: Two years of similar or related experience. Knowledge of mortgage industry regulations and compliance requirements. Excellent organizational skills. Proficient verbal and written skills to effectively communicate and provide customer service required. Excellent customer service skills, strong communication, interpersonal and problem solving skills. Excellent time management skills with an emphasis on quality. Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas. Must be able to multitask between multiple projects and able to adapt to constant modification of the workflow. Ability to work independently and as part of a team. $20-24 DOE.

Responsibilities

The specialist will process Transfers of Servicing and Beneficiary rights within MERS guidelines and conduct reconciliations to ensure compliance. They will also perform reverification of critical loan application data and maintain documentation for audits.