SFG Relationship Manager at QCR Holdings, Inc.

Cedar Rapids, Iowa, United States -

Full Time

Start Date

Immediate

Expiry Date

21 Jan, 26

Salary

0.0

Posted On

23 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Client Service, Loan Management, Financial Monitoring, Organizational Skills, Confidentiality, Math Skills, Communication Skills, Team Collaboration, Regulatory Compliance, Portfolio Management, Training, Problem Solving, Attention to Detail, Banking Software, Microsoft 365

Industry

Financial Services

Description

Description TITLE: SFG Relationship Manager DEPARTMENT: 912 – Specialty Finance Group JOB SUMMARY: The SFG Relationship Manager is responsible for the overall management of the SFG LIHTC portfolio that is in the perm phase, including client service, credit analysis, closing activities, and internal servicing and monitoring. ESSENTIAL FUNCTIONS: Oversee the loan conversion process for forward rate lock projects and those converting from construction to perm financing. Timely and accurate completion of credit presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements. Review of all required credit documentation to ensure loan and bond documents are consistent with credit approval, including appropriate signatures, disclosures, credit authority, and internal system requirements. Monitor compliance with loan agreements to ensure timely receipt and review of financials, covenant compliance, and other loan agreement conditions. Assist with the training and onboarding on new team members. Responsible for internal portfolio management processes including monitoring and performing appropriate action related to past dues and maturing loans, communicating with participant banks, and working with internal and external auditors. Build relationships with other bank personnel to facilitate effective working relationships between credit administration and production. Provide timely and effective responses to servicing needs. Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. Foster and preserve a culture of inclusion. Additional duties and responsibilities may be required to support the company’s mission, vision and values. QUALIFICATIONS: Bachelor’s degree in accounting, business administration or related field; or equivalent combination of education and experience required. Minimum five years of credit analysis and commercial portfolio/officer management experience. Previous banking and analysis experience preferred. Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. Excellent organizational skills with the ability to organize and manage a variety of projects and tasks. Capability to manage sensitive information and uphold confidentiality. Demonstrated strong math skills and ability to organize and analyze complex financial information. Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. Strong verbal, written and interpersonal communication skills. WORKING CONDITIONS: Duties are performed in a professional office environment. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.

Responsibilities

The SFG Relationship Manager oversees the management of the SFG LIHTC portfolio, focusing on client service, credit analysis, and internal monitoring. They ensure compliance with loan agreements and assist in training new team members.