Small Business Lending Specialist Small Business Lending Specialist at ANZ

Melbourne, Victoria, Australia -

Full Time

Start Date

Immediate

Expiry Date

19 Jul, 26

Salary

0.0

Posted On

20 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Small business lending, Working capital solutions, Financial analysis, Relationship management, Credit assessment, Profit and loss analysis, Balance sheet evaluation, Cashflow analysis, Performance target achievement, Networking, Transaction banking, Customer service, Documentation management, Stakeholder collaboration

Industry

Banking

Description

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. About the Role Our Small Business Specialists are based in ANZ branches and provide full lending and working capital solutions to new and existing business customers. They also engage existing customers by making outbound calls, to identity and support additional needs. Collaborating with product partners and other team members, Small Business Specialists ensure appropriate lending and working capital solutions are provided to fulfil customer needs. This role leads to many career pathways within commercial banking and across the rest of ANZ. Whichever pathway is right for you, there are inspiring leaders and tailored learning opportunities to give you the skills and accreditation you need to go after it. Role Type: Permanent, Full-time Role Location: 839 Collins Street, Docklands VIC 3008 Work Hours: 40 Hours/Week What will your day look like? As a Small Business Specialist, you will: Meeting a broad range of business customers in the branch to understand their business banking needs Phoning existing customers to understand if they have additional banking needs Collaborating with product partners and other stakeholders to fulfil customer needs Acting in the best interest of the customer to support their business needs with suitable products and services Building relationships with the local community to drive commercial value. What will you bring? To grow and be successful in this role, you will ideally bring the following: Ability to build and maintain strong internal and external networks Ability to meet and exceed performance targets Ability to assess a customer's ability to fulfill their credit obligations, considering both qualitative and quantitative factors (the 5Cs of credit) Knowledge of small business operations, lending and transaction banking and working capital solutions Knowledge of financial terminology, financial statements (such as Profit and Loss, balance sheets and cashflow statements) to evaluate the impact of a business decision Knowledge of lending and cashflow needs and solutions Ability to manage multiple tasks and keep track of customer documentation, banking transactions, and internal communications. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. So why join us? From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive. But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods. To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 114182 . Job Posting End Date , 11.59pm, (Melbourne Australia)

Responsibilities

The Small Business Lending Specialist provides lending and working capital solutions to business customers while building relationships within the local community. They also conduct outbound calls to existing customers to identify and support additional banking needs.