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Sr. Business Executive - DSA-CONSUMER SERVICE GROUP-Sales at Kotak Mahindra Bank
Chandigarh, Chandigarh, India -
Full Time

Start Date

Immediate

Expiry Date

17 Feb, 26

Salary

0.0

Posted On

19 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Business Loans, Sales, Client Relationship Management, Cross Selling, Market Knowledge, Communication Skills, Credit Knowledge, Self-Employed Focus, Team Collaboration, Competitive Analysis, Product Knowledge, Trust Building, Efficiency Monitoring, Loan Top Ups, Branch Banking, Tele Calling

Industry

Banking

Description
This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Graduate / MBA Experience: 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,
Responsibilities
The candidate will manage a business of 40-75L PM in Unsecured Business Loans, focusing on the self-employed category. They will work closely with DSA’s and branch banking teams to add new customers and cross-sell various financial products.