The HT Group is proud to partner with a well-established community bank in Hutto, Texas, to find a Senior Commercial Loan Officer for an immediate Direct Hire. This is a high-impact role for a seasoned lender with experience across commercial, mortgage, and consumer lending. If you’re a relationship-driven banking professional who thrives on business development and deal structuring, we want to hear from you.

Key Responsibilities

• Originate, underwrite, close, and service a portfolio of commercial and consumer loans.
• Build and maintain strong relationships with existing and prospective clients.
• Develop and execute strategic sales and service plans to grow and retain business.
• Conduct in-depth financial analysis and present loan requests to credit committees.
• Monitor loan performance, conduct risk assessments, and manage delinquent accounts.
• Review and approve consumer overdrafts and loan applications.
• Identify new lending opportunities through referral networks and community outreach.
• Maintain a deep knowledge of bank policies, industry regulations, and lending products.
• Support the bank’s relationship-based service model with outstanding customer care.

EDUCATION & EXPERIENCE:

• Bachelor’s degree in Finance, Business, Economics, or related field preferred.
• Minimum 3+ years of experience in loan operations (funding, servicing, processing) in a community bank or credit union.
• Formal credit training highly desirable.

SKILLS & KNOWLEDGE:

• Strong knowledge of direct and indirect lending (e.g., auto loans), credit analysis, and loan structuring.
• In-depth understanding of banking regulations, lending practices, and collection methods.
• Excellent communication skills—both verbal and written.
• High integrity, confidentiality, and professionalism.
• Ability to work independently and collaboratively in a team setting.

Work Environment

• Onsite position in Hutto, Texas.
• Requires travel between bank branches and customer locations as needed.
• Must be comfortable working under pressure and making sound financial decisions.
• Role includes extended periods of computer use and client interaction.

Why Join This Team?

• Stable and reputable community bank with deep roots in the local area.
• Leadership opportunity to shape the lending strategy in a growing market.
• Supportive culture with a strong focus on relationship banking.
• Direct hire with competitive base salary, performance bonus, and solid benefits.

Ready to take the next step in your lending career?
Apply today to join a team where your expertise and relationships truly matter.

• Originate, underwrite, close, and service a portfolio of commercial and consumer loans.
• Build and maintain strong relationships with existing and prospective clients.
• Develop and execute strategic sales and service plans to grow and retain business.
• Conduct in-depth financial analysis and present loan requests to credit committees.
• Monitor loan performance, conduct risk assessments, and manage delinquent accounts.
• Review and approve consumer overdrafts and loan applications.
• Identify new lending opportunities through referral networks and community outreach.
• Maintain a deep knowledge of bank policies, industry regulations, and lending products.
• Support the bank’s relationship-based service model with outstanding customer care