Axos Bank
Target Range:
$75,000.00/Yr. - $90,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
We are looking for a Commercial Real Estate (CRE) Senior Analyst to support our Commercial Real Estate Specialty Lending Group with originations, underwriting and portfolio management. The CRE Senior Analyst would support the team in screening, underwriting, and structuring new loan opportunities as well as assisting with consents, extensions, and amendments of existing loans.

Responsibilities:

• Evaluate new opportunities from borrowers, counter-parties, and brokers
• Identifying risks in new transactions and providing potential solutions to mitigate them
• Analyze the corporate structure of borrowers
• Analyze due diligence materials, financials, third-party reports, and pro-forma assumptions
• Analyze commercial real estate collateral across an array of collateral types (multifamily, condos, industrial, self-storage, hotels, SFR, land, retail, etc.)
• Support underwriting recommendations by presenting logical detailed analysis and metrics
• Make process improvements and action recommendations researched and supported by data
• Manage and monitor existing portfolio of construction and bridge loans.
• Track loan covenants and follow up with counterparties for owed deliverables or information
• Compose memorandums and presentations for commercial real estate financing opportunities by supporting recommendations with logical detailed analysis and metrics
• Perform commercial properties analysis, such as property level evaluations, market analysis, financial viability assessment of real estate development projects, etc
• Provide financial solutions including loans, deal structuring, treasury, transactions, risk management and investment banking to real estate related clients, by working closely with relevant stakeholders
• Assist bankers in the underwriting, due diligence and closing process of commercial real estate loans, in accordance with applicable regulations and policies
• Implement process improvements that are carefully researched and supported by data

Qualifications:

• Bachelor’s degree
• Over 2 years of experience in commercial real estate
• Strong Microsoft Excel skills:
• Finance or Accounting degree preferred
• Over 2 years of experience in the underwriting, structuring, or portfolio management of commercial real estate transactions
• Over 2 years of experience with a banking institution, private credit fund, insurance company, CRE brokerage firm, REIT, or CRE investment firm

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol “AX” (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position

• Evaluate new opportunities from borrowers, counter-parties, and brokers
• Identifying risks in new transactions and providing potential solutions to mitigate them
• Analyze the corporate structure of borrowers
• Analyze due diligence materials, financials, third-party reports, and pro-forma assumptions
• Analyze commercial real estate collateral across an array of collateral types (multifamily, condos, industrial, self-storage, hotels, SFR, land, retail, etc.)
• Support underwriting recommendations by presenting logical detailed analysis and metrics
• Make process improvements and action recommendations researched and supported by data
• Manage and monitor existing portfolio of construction and bridge loans.
• Track loan covenants and follow up with counterparties for owed deliverables or information
• Compose memorandums and presentations for commercial real estate financing opportunities by supporting recommendations with logical detailed analysis and metrics
• Perform commercial properties analysis, such as property level evaluations, market analysis, financial viability assessment of real estate development projects, etc
• Provide financial solutions including loans, deal structuring, treasury, transactions, risk management and investment banking to real estate related clients, by working closely with relevant stakeholders
• Assist bankers in the underwriting, due diligence and closing process of commercial real estate loans, in accordance with applicable regulations and policies
• Implement process improvements that are carefully researched and supported by dat