Sr. Financial Analyst at Next Insurance

Palo Alto, California, United States -

Full Time

Start Date

Immediate

Expiry Date

29 May, 26

Salary

129000.0

Posted On

28 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Forecasting, Financial Modeling, P&L Management, Balance Sheet Management, Cash Flow Statement Management, KPI Management, Variance Analysis, Workday Adaptive, Cross-functional Partnership, Long-range Planning, Annual Planning, Executive Presentation, US GAAP Accounting, Data-driven Techniques, Microsoft Excel, Google Sheets

Industry

Insurance

Description

Location: Palo Alto (hybrid) ERGO NEXT's mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. Simply put, wherever you find small businesses, you’ll find ERGO NEXT. Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in. We’re looking for a Senior Financial Analyst to for a team that will be the center of excellence for financial forecasting and financial modeling inside of NEXT. The team will develop and manage our P&L, balance sheet, and cash flow statement management to ensure we have an accurate and flexible company model to meet our evolving needs. The team will also manage company-level KPIs to ensure alignment with our financial goals This role includes optimizing financial models, partnership with accounting, and overseeing monthly reporting for timely, accurate delivery, and conducting analyses that drive key business decisions. You’ll provide critical insights and collaborate cross-functionally to support company initiatives. If you’re passionate about financial modeling and delivering impactful results, you’ll thrive here! What you’ll do: Maintain the company’s modeling including our P&L, balance sheet, and cash flow statement, ensuring alignment with financial and business objectives. Develop, optimize, and manage financial models to forecast and monitor gross margin performance accurately. Conduct ad hoc, in-depth analyses to uncover insights, address complex challenges, and support key business decisions. Deliver comprehensive monthly variance analyses, identifying key drivers and trends, ensuring accurate, on-time delivery of all reports, including executive summaries and budget variance bridges. Enhance model precision and forecasting capabilities, Using Workday Adaptive. Partner with cross-functional teams to share actionable financial insights and strategic recommendations, supporting broader company initiatives. Support the long-range and annual planning process including income statements, balance sheet, and cash flow. Prepare commentary and presentation materials for executive-level discussions and the board. What we need: BA/BS in finance, accounting, economics or a quantitative discipline (Masters is a plus) 3+ years of FP&A experience with a track record of supporting financial forecasts A strong understanding of all three financial statements (income statement, balance sheet, and cash flow) and associated drivers across all three statements. Ability to break down and solve complex problems with strong business acumen & data-driven techniques Strong experience with building models in Adaptive Planning, Anaplan, Pigment, Hyperion, SAP, and/or other comparable modeling tools Strong knowledge of US GAAP accounting, IFRS familiarity a plus Experience with mentoring and developing team members in financial modeling Excellent attention to detail and organizational skills, ability to multitask in a fast-paced environment with competing and shifting priorities Ability to break down and solve complex problems with strong business acumen & data-driven techniques Experience with building complex spreadsheets in Microsoft Excel or Google Sheets Bonus: Experience with SQL and data visualization tools (Looker, Tableau) Bonus: Experience with using Netsuite Note on Fraudulent Recruiting We have become aware that there may be fraudulent recruiting attempts being made by people posing as representatives of ERGO NEXT Insurance. These scams may involve fake job postings, unsolicited emails, or messages claiming to be from our recruiters or hiring managers. Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @next-insurance.com or @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations. If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency. The range displayed on this job posting reflects the minimum and maximum target for new hire base salaries for the position in the location(s) listed. Within the range, individual pay is determined by additional factors, including, without limitation, job-related skills, experience, and relevant education or training. ERGO NEXT employees are also potentially eligible for our annual performance-based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more. US annual base salary range for this full-time position: $95,000—$129,000 USD Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At ERGO NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles. One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. ERGO Next Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. ERGO Next's policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Responsibilities

The Senior Financial Analyst will maintain and optimize the company's financial models, including the P&L, balance sheet, and cash flow statement, while conducting in-depth analyses to drive key business decisions. This role involves overseeing monthly reporting, partnering with accounting, and supporting long-range and annual planning processes, including preparing executive materials.