Sr Mortgage Banker/ Loan Originator at Harborstone Credit Union

Mount Vernon, Washington, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Sep, 26

Salary

0.0

Posted On

11 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Origination, Loan Qualification, Prospecting, Member Service, Encompass LOS, CRM, Selling Skills, Loan Production, Analytical Skills, Communication Skills

Industry

Financial Services

Description

Overview Join Our Team at Harborstone Credit Union—Voted one of Washington’s Best Workplaces! Are you ready to make a difference in the lives of others while building your own career? At Harborstone Credit Union (HCU), we’re more than just a financial institution—we’re a community dedicated to building dreams and changing lives for generations to come! Position: Sr Mortgage Banker/ Mortgage OriginatorLocation: Western Washington State Compensation:Minimum wage + Commission Placement in the pay scale will be determined by experience and qualifications. What You’ll Do:Originate external and internal mortgage loans•Provide high level of member service Responsibilities:Qualifying of loan applicants•Prospect for new loans externally•Provide excellent member mortgage service to internal/ external members What We’re Looking For:5 years plus mortgage origination•High level of mortgage loan knowledge•External referral source book of business Why Join Our Team?At HCU, we believe that happy teammates create happy members. Enjoy competitive wages, unique benefits, and a workplace culture that supports your growth and happiness. If you’re looking for the “Best Place to Work, Ever!” and want to be part of a team that truly values its members and each other, apply today! Responsibilities Origination: Seeks out new mortgage loan applicationsDescription: Applicant has an existing book of referral sources in addition to originating internal member mortgage requests.Success Metric: $1MM a month in loan production Detailed: Submits completed and accurate loan files into Loan Operations with minimal exceptions or revisions.Description: Analytical and process-oriented lender with strong attention to detail and effective communication skills.Success Metric: Consistently maintains a low level of file revisions, corrections, or missing documentation requests from Loan Operations. Communicative: Maintains proactive and consistent communication with all parties involved in the mortgage loan process. Description: Excels at communication skills with members, referral sources, loan operationsSuccess Metric: Positive reviews, employee feedback and demonstrates impact of communication through increased referral volume. Other Responsibilities•Additional team support at events etc. Qualifications Education:College degree or practical experience preferred or sufficient knowledge skills and abilities Experience:5 of experience in mortgage originations essential Technical Skills:Proficiency in Encompass LOS , CRM’s, preferred Soft Skills:Strong selling skills essential Certifications/Additional Qualifications (if applicable):Current NMLS registration Physical Considerations•Ability to communicate effectively in verbal, written, and electronic formats with internal and external stakeholders.•Ability to read, comprehend, and respond to written and verbal instructions and information.•May be required to sit or stand for extended periods, depending on job duties.•May involve repetitive motions, including keyboarding and handling office equipment.•May require stooping, bending, squatting, or reaching occasionally.•May be required to lift and carry items weighing up to 50 pounds.•Ability to navigate office environments, including walking between workstations, meeting rooms, and member service areas.

Responsibilities

Originate internal and external mortgage loans while maintaining a high level of member service. Responsible for qualifying applicants, prospecting for new loans, and submitting accurate loan files to operations.