JOB SUMMARY

The Sr Portfolio Manager is a key member of the banking team and is responsible for managing an assigned portfolio’s underwriting quality, portfolio administration, and credit quality. This role involves ensuring the portfolio’s health and compliance with regulatory standards and identifying and executing opportunities to enhance customer relationships by offering tailored financial products and services.

QUALIFICATIONS/REQUIREMENTS

• Bachelor’s degree in Business, Finance or related field or equivalent experience
• Minimum of 10 years of experience working in a Banking environment with emphasis on credit underwriting.
• Formal credit training is required.
• Ability to analyze financial and project statement, corporate and personal tax returns.
• Understanding of basic loan structure processes and regulations associated with lending
• Strong understanding of loan documentation criteria
• Excellent verbal and written communication skills;
• Proficiency with Microsoft Office Suite (Word, Excel, Powerpoint)
• Excellent interpersonal, customer relations and sales skills
• Ability to demonstrate being a self-starter, well-organized, detail-oriented
• Strong team work ethics is required
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to work well independently and in a fast-paced environment
• Travel within the local market may be necessary

PHYSICAL REQUIREMENTS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally required to:

• stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk to hear.

• The employee must occasionally lift and/or move up to 25 pounds.

  While performing the duties of this job, the employee is not exposed to weather conditions. The noise level in the work environment is usually moderate.

EDUCATION:

Associate’s degree and related on the job experience required

• stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk to hear.
• The employee must occasionally lift and/or move up to 25 pounds