Sr. Product Manager – Payments Platform / Payment Framework at Visa

Bengaluru, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

16 Jun, 26

Salary

0.0

Posted On

18 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Management, Payments Processing, Platform Capabilities, Roadmap Execution, API-Based Products, Authorization, Settlement, Tokenization, Network Rules, Payment Schemes, Gateway Processing, Fraud Management, Agile Ceremonies, Data-Driven Decision Making, Go-to-Market, Product Strategy

Industry

IT Services and IT Consulting

Description

Company Description Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description The Senior Product Manager - Payments Platform / Payment Framework is responsible for defining, delivering, and scaling core payment‑processing capabilities across global card‑present and card‑not‑present channels. This role owns end‑to‑end product management for a defined set of payment platform capabilities, ensuring consistency, scalability, and alignment across gateways, processors, schemes, and downstream services. The Senior Manager partners closely with engineering, architecture, operations, risk, compliance, finance, and commercial teams to deliver high‑quality payment capabilities aligned with platform standards and regulatory requirements. As a senior individual contributor, this role plays a key part in quarterly planning, roadmap execution, and cross‑team alignment within the Payment Processing Product Management organization and the broader Visa Acceptance Platform. Payments Domain Expertise Strong working knowledge of payment acceptance, processing, and orchestration, including authorization, settlement, tokenization, network rules, and payment‑scheme behaviors Experience working with acquiring, gateway processing, issuer behaviors, and optionality across payment rails (card, wallets, A2A, alternative payments) Familiarity with fraud‑management concepts (e.g., 3DS, routing strategies) is highly desirable Product Strategy & Roadmap Execution Contribute to and execute product strategy for assigned payment platform capabilities, including capability design and scaling considerations Identify customer and market needs across merchants, PSPs, acquirers, and alternative payment methods Translate customer, partner, and regulatory inputs into a clear, actionable roadmap/epic/features for payment flows and platform enhancements Product Definition & Delivery Define detailed product requirements, epics, features, process flows, and business rules for complex payment capabilities Own cross‑functional readiness for assigned capabilities, including operational procedures, risk/compliance alignment, partner onboarding, and performance metrics Participate in agile ceremonies as needed to ensure shared understanding and delivery against product goals Ensure end‑to‑end payment experiences are well‑defined, including retries, fallbacks, routing logic, error handling, and user experience considerations Data‑Driven Decision Making Partner with analytics and operations teams to define KPIs, dashboards, and monitoring tools that support prioritization and performance tracking Analyze trends such as authorization declines, fraud rates, routing effectiveness, and cost‑to‑serve to inform product improvements Commercialization & Go‑to‑Market Support development of value propositions, pricing inputs, merchant‑facing narratives, and readiness materials Collaborate with sales, program management, finance, legal, compliance, UX, and partners to support go‑to‑market execution Participate in merchant and partner engagements by clearly articulating product capabilities, differentiation, and roadmap direction This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Minimum of 5 years of product management experience in payment processing domain and API‑based products. Strong expertise in payments processing, including gateways, acquiring, scheme rules, lifecycle flows, and regulatory considerations Experience defining API contracts, platform capabilities, and contributing to longer‑term product architecture decisions Strong analytical, problem‑solving, and communication skills, with a bias toward scalable, reusable product solutions Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Job Family Group: Product Development

Responsibilities

This role is responsible for defining, delivering, and scaling core payment-processing capabilities across global card-present and card-not-present channels, owning end-to-end product management for defined platform capabilities. The Senior Manager partners closely with engineering, architecture, operations, and commercial teams to deliver high-quality payment capabilities aligned with platform standards and regulatory requirements.