Sr. Underwriter at Stax

Orlando, Florida, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Dec, 25

Salary

0.0

Posted On

30 Sep, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Risk Management, Financial Analysis, Data Analysis, Credit Risk, Process Improvement, Collaboration, Compliance, Documentation, Escalation Management, Operational Efficiency, KYC, KYB, Merchant Creditworthiness, Team Performance, Technology Innovation

Industry

Software Development

Description

Description The Sr. Underwriter will be responsible for reviewing merchant applications and conducting appropriate due diligence, ensuring accuracy and adherence to company and sponsor bank guidelines. The Senior Underwriter will work closely with team members, management and across other areas of the organization to deliver strong performance in regards to the underwriting and onboarding process, and contribute to the overall success of the department. The role will also be responsible for helping drive process improvements, support team and company wide initiatives, and leverage a data based approach to deliver ongoing improvement on KYC/KYB/onboarding capabilities. Essential Duties & Responsibilities Evaluate underwriting packages to ensure that all necessary documentation has been provided in accordance with partner guidelines Ability to analyze and generate department related reports (MATCH, TIN, Credit Reports, OFAC) Assess and document findings related financial analysis and risk exposure calculations Work closely with Team Leads and Management on escalated issues and partner concerns Foster a positive and collaborative work environment to enhance overall team performance Identity emerging risk trends in the payments and underwriting landscape to proactively provide feedback around risk frameworks Conduct in-depth financial statement analysis, including cash flow, balance sheets, and income statements, to assess merchant creditworthiness Apply advanced risk management principles to evaluate risk exposure across portfolios Support leadership with projects or department lead trainings Ensure compliance and understanding of department and company policies and procedures Drive continuous improvement initiatives focused driving customer while mitigating risk Identify opportunities to streamline underwriting workflows and enhance operational efficiency through technology and process innovation Correspondences and Reporting Track individual SLAs, pend and approval rates to ensure adherence to departmental KPI’s Collaborate interdepartmentally to ensure alignment on dept and company expectations Ensure compliance and understanding of updated department policies and guidelines Requirements 3+ Proven experience in underwriting, payment processing, or risk management Advanced knowledge of reviewing and analyzing financial statements Ability to prioritize workflows and organize daily activities with competing priorities Solid knowledge and understanding of underwriting, credit risk principles, and trends Proficient in leveraging data analysis to support rapid, well-informed decision-making Skilled in exercising sound judgment with clear, data-driven recommendations to support business strategy

Responsibilities

The Sr. Underwriter is responsible for reviewing merchant applications and conducting due diligence to ensure compliance with guidelines. They will also drive process improvements and support initiatives to enhance onboarding capabilities.