Stratford Kia is currently seeking an experienced and self-motivated Sub-Prime Finance Manager to lead our growing special finance department. We are seeking a results-driven professional who thrives in a performance-based environment and takes pride in helping customers of all credit backgrounds secure reliable transportation solutions.

QUALIFICATIONS:

• Minimum 2–3 years of direct experience in sub-prime or special finance auto sales.
• Strong understanding of sub-prime financing programs, lender platforms, and deal structuring.
• Proven track record of performance in a commission-based or high-output role.
• Excellent communication, sales, and negotiation skills.
• Able to work independently and manage time effectively.
• Valid OMVIC license and G driver’s license required.
• Bilingual (English + another language) considered an asset.
• Must complete ALL KIA mandatory training.
  Job Type: Full-time
  Pay: $80,000.00-$180,000.00 per year

Benefits:

• Dental care
• Disability insurance
• Extended health care
• Life insurance
• On-site parking
• Paid time off
• Store discount
• Vision care

Schedule:

• Day shift
• Evening shift
• Monday to Friday
• Weekends as needed

Ability to commute/relocate:

• Stratford, ON: reliably commute or plan to relocate before starting work (required)

Experience:

• sales: 1 year (preferred)

Licence/Certification:

• OMVIC (required)

Work Location: In perso

• Take full ownership of Stratford Kia’s sub-prime finance department.
• Work independently to generate, qualify, and close sub-prime deals end-end.
• Establish and maintain strong relationships with a network of sub-prime lenders.
• Assess customer credit applications and structure deals that align with lender programs.
• Communicate transparently with customers to help them understand their financing options.
• Collaborate with the sales and F&I teams to ensure smooth deal delivery and funding.
• Maintain full compliance with OMVIC, privacy legislation, and internal dealership policies.
• Provide exceptional customer service that builds trust and long-term loyalty.
• Maintain accurate documentation and reporting of all sub-prime activity.