SVP, Corporate Credit Evaluation & Approver at United Overseas Bank Limited Co

Bangkok, , Thailand -

Full Time

Start Date

Immediate

Expiry Date

31 Aug, 26

Salary

0.0

Posted On

02 Jun, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Corporate Credit Analysis, Credit Evaluation, Credit Approval, Financial Analysis, Risk-Based Pricing, Credit Structuring, Collateral Evaluation, ESG Risk Assessment, Stakeholder Management, Regulatory Compliance, Portfolio Monitoring, Credit Risk Management

Industry

Banking

Description

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. Job Description Credit Approval & Evaluation Approve corporate credit proposals within the assigned Credit Discretionary Limit (CDL). Evaluate credit proposals and provide clear, well‑reasoned recommendations for cases exceeding CDL. To maintain turnaround time as guided by Service Level Agreement (SLA) with Corporate Banking (CBK) without compromising on the thoroughness, completeness and quality of credit evaluation and compliance with credit policies. Regardless of turnaround target, credit evaluation must not compromise on the thoroughness, completeness and quality of credit evaluation. Review and approve credit ratings, including rating overrides and documented override rationales, where not subject to CDL approval. Credit Accountability No adverse finding of NPL post-mortem accountability report (Individual credit approver is accountable for his/her share of NPLs attributable to his/her approval/evaluation) Credit Risk & Policy Compliance Ensure full compliance with Credit Acceptance Guidelines, risk‑based pricing principles, limit caps, and appropriate application of CDL. Review and assess credit exceptions, including cases resulting in higher specific CDL, to ensure risks are properly identified and mitigated. Assess the appropriateness of Industry Code, Country of Risk classification, and ESG risk assessment and classification. Documentation & System Integrity Ensure that approved limits, collateral, and key terms and conditions are accurately reflected and updated in the Credit Approval System (CAS) or Credit Master (CMT). Governance & Committees Attend Credit Committee meetings (UOBT Credit Committee and EXCO), particularly for cases evaluated or recommended by the role holder. Provide clear credit perspectives, risk assessments, and responses to committee queries. Business Partnership & Advisory Act as a trusted credit advisor to Business Units (BU) by discussing and providing guidance on credit proposals and transaction structures to improve efficiency and reduce turnaround time. Support early engagement with BU to proactively identify and address potential credit issues. Portfolio Oversight & Monitoring Participate in monthly meetings with Business Units, Credit Review, and Special Asset Management (SAM) to review weak and vulnerable loans. Provide credit input, risk insights, and recommendations for early remediation and portfolio risk management. Qualifications & Experience Requirements Bachelor’s degree or higher in Finance, Accounting, Economics, Business Administration, or a related discipline. Minimum 12–15 years of experience in corporate credit analysis, credit evaluation, or credit approval within a banking or financial services environment. Proven experience in credit approval authority with clearly defined Credit Discretionary Limits (CDL) for corporate or wholesale banking portfolios. Strong knowledge of corporate credit risk assessment, financial analysis, risk‑based pricing, credit structuring, and collateral evaluation. Solid understanding of credit policies, Credit Acceptance Guidelines, regulatory requirements, and internal governance standards. Experience presenting and defending credit proposals and recommendations at Credit Committee and senior management forums. Good familiarity with ESG risk assessment, industry risk classification, and country risk considerations. Strong stakeholder management and communication skills, with the ability to engage effectively with Business Units, Credit Review, and Special Asset Management. High level of integrity, sound judgment, and ability to make well‑reasoned decisions under pressure. หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy. Additional Requirements Develop, Engage, Execute, Strategise Be a Part of the UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference Together, Let’s Build the Future of ASEAN We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term. Explore career opportunities with us today. UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region. Career Site: UOB Career site

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Responsibilities

The role is responsible for approving corporate credit proposals within assigned limits and providing reasoned recommendations for cases exceeding those limits. It involves ensuring compliance with credit policies, managing portfolio risk, and acting as a credit advisor to business units.