SVP Credit Administration at The Park Bank

Fitchburg, Wisconsin, United States -

Full Time

Start Date

Immediate

Expiry Date

12 Aug, 26

Salary

0.0

Posted On

14 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Administration, Underwriting, Credit Risk Assessment, Portfolio Analysis, Financial Statement Analysis, Regulatory Compliance, Data Integration, Cash Flow Analysis, Risk Management, Credit Review, Reporting, Enterprise Valuation

Industry

Banking

Description

Description Park Bank is hiring a SVP Credit Administration. This role is responsible for leading the operational and administrative functions of the bank’s credit area within a community banking environment, including oversight of the Underwriting and Credit teams. This role manages data integration and analysis to support independent credit risk assessments, ensures compliance with regulatory and IT requirements, and provides reporting and insights to executive leadership and the Board. The SVP will evaluate credit quality through portfolio analysis and individual credit reviews, assess borrower financial performance, support audits and special projects, and contribute to the development and implementation of policies, procedures, and process improvements. Essential Functions & Duties Manage the monthly data file retrieval and integration necessary for the bank to perform its core function and perform its regulatory mandate of performing a fully independent analysis of credit risk Source credit files and related portfolio data from internal systems and other information from various sources to provide pertinent trends in data that will provide a quantitative foundation for the banks review sampling and portfolio-level assessments, including Risk Assessments Ensure all the bank’s data touch points are in full compliance with all federal and local IT protocols and requirements Provide data analysis and ad hoc reporting support to the board of directors and executive management Continue the development of existing work paper platform to make it more efficient and less intrusive to customers Ensure the bank is compliant with all data and systems policies and requirements In the course of performing individual credit reviews, use professional expertise to opine on the adequacy of facility underwriting and documentation, including, but not limited to, collateral, repayment sources, risk appetite, leverage, enterprise valuations, discounted cash flow analysis Evaluate borrower financial performance through the assessment of financial statements and credit risk metrics, including income statement, cash flow statement, balance sheet and capital structure analysis. Evaluate the financial performance against all base and stress-scenario financial projections as required Maintain a thorough understanding of the bank’s compliance rules and regulations in accordance with the directives of the board of directors and executive management team Requirements Required Education and Experience Associate’s degree or post-secondary classes/degree. Equivalent experience will also be accepted Minimum 5-7 year’s related experience; or equivalent combination of education and experience Preferred Education and Experience Bachelor’s degree in business or related field Why Work for Park Bank? Robust Benefit Package Including Medical, Dental, Vision, etc. Four Different Benefit Packages to Choose What Fits Your Needs Best 10 Paid Holidays (Including Your Birthday) PTO That Increases Each Year of Service Generous 401K Company Match Wellness Reimbursement Program Associate Resource Groups (ARGs) Eligibility to participate in Bank-wide Bonus Program Hybrid Work Schedule Available And more! Park Bank is a drug free workplace. All candidates selected for new employment with Park Bank will be required to submit to drug testing after a conditional offer of employment. Employment is contingent on the associate passing the drug test. Credit, Criminal and Driving history will be reviewed when making final employment decisions consistent with applicable laws. Park Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, and protected veteran status. Park Bank is committed to providing individuals with disabilities with reasonable accommodations in its job application and hiring process. If you have difficulty using our online application system because of a disability, you may contact us at the following email address and phone number: humanresources@parkbank.com or 608.301.8674. The Immigration Reform and Control Act of 1986 require employers to verify the employment status of each person hired. Through UnitedHealthcare, UMR and HealthSCOPE Benefits is the published Machine-Readable Files on behalf of Park Bank. Please click to review: Transparency in Coverage

Responsibilities

Lead the operational and administrative functions of the bank's credit area, overseeing underwriting and credit teams. Manage data integration and analysis to support independent credit risk assessments and provide reporting to executive leadership and the Board.