INDUSTRY AND SECTOR KNOWLEDGE

• Keep abreast of the different industries, local economy, and internationally, regulatory changes in the business and global private banking practices, trends, issues, challenges, competitor analysis, etc. and identify risk factors/impact in order to inform Bank’s senior management and take the necessary actions.

MINIMUM QUALIFICATIONS:

• Bachelor’s Degree in Finance, Accounting, Economics, Commerce or any related discipline with preferably a professional qualification such as Diploma from Chartered Institute of Bankers or a Certified Financial Analyst (CFA)/ACA qualification
• Preferably a Master’s Degree in a related area

MINIMUM EXPERIENCE:

• Min 20 years with at least 10 years of experience in a leadership role in Credit Risk Management/Lending Function of a Financial Institution preferably international experience across multinational banks, extensive experience and involvement in credit approval process at a decision making level and oversight of Special Assets Function and Loan Review.

KNOWLEDGE, SKILLS, AND ATTRIBUTES:

• Innovative and strategic thinking skills.
• Solid experience and knowledge in credit risk management & risk assessment skills.
• In-depth knowledge of the Banking sector, clients’ sectors, industries and market trends, Private Banking, Consumer Corporate, Trade and Investment Banking, Treasury products and services.
• Knowledge of FABs products and business strategies.
• Strong decision making skills with sound and accurate judgment ability.
• High integrity and Business ethics.
• Strong leadership and people management skills
• Excellent interpersonal, communication & Teamwork skills
• Ability to identify people personalities
• Attention to detail/analytical skills

Work within a senior management structure to formulate, revise and implement policies, procedure and practices for the Private Banking Credit area that are consistent with the overall strategy and objectives of the bank.
Ensure that credit approvals adhere to policy guidelines, monitoring and review is adequate to maintain the portfolio quality and profitability and the overall credit risk within the Bank is at desired levels.