Team Lead - Transaction Monitoring at TerraPay

Bengaluru, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

18 Jan, 26

Salary

0.0

Posted On

20 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Transaction Monitoring, Anti-Money Laundering, Leadership, Analytical Skills, Communication Skills, Compliance, Risk Management, Quality Assurance, Data Analytics, Machine Learning, Automation, Financial Crime, Regulatory Requirements, Mentorship, Process Improvement, Collaboration

Industry

Financial Services

Description

Role Overview: We are seeking a detail-oriented and experienced Transaction Monitoring Team Lead to oversee the daily operations of our transaction monitoring unit. This role is critical in ensuring our organization complies with anti-money laundering (AML) regulations and internal risk policies. You will lead a team of analysts responsible for reviewing suspicious activity, escalating cases, and maintaining high standards of investigative quality. How will you create an impact : Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback. Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases. Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models. Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations. Review and approve escalated alerts and suspicious activity reports (SARs). Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities. Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops. Work on regional / strategic projects assigned from time to time Monitor team KPIs and prepare regular reports for senior management. Conduct quality assurance checks and implement process improvements. Support audits and regulatory examinations with documentation and case summaries. Stay updated on regulatory changes and industry best practices related to AML and financial crime. Essential Qualifications: Bachelor’s degree in Finance, Business, Law, or related field (Master’s or certifications like CAMS preferred). 5+ years of experience in AML/transaction monitoring, with at least 2 years in a leadership role. Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies. Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.). Excellent analytical, communication, and leadership skills. Ability to manage multiple priorities in a fast-paced environment. Preferred Skills: CAMS, CFE, or similar certification. Experience in a Fintech, crypto, or neobank environment. Exposure to machine learning or AI-driven compliance tools. Familiarity with data analytics tools and automation in compliance processes. Ability to thrive in dynamic, flexible and collaborative environments. Interview rounds & assessments: Table for Two: A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay. Beyond the Bio: A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics. Manager Meetup: A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth. Why TerraPay: TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant. Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions. We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists. Read more about TerraPay here.

Responsibilities

Lead and manage a team of transaction monitoring analysts while overseeing daily operations of transaction monitoring workflows. Collaborate with various teams to optimize monitoring logic and ensure compliance with AML regulations.