Team Member - Compliance-SUPPORT SERVICES-Compliance at Kotak Mahindra Bank

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

14 Sep, 26

Salary

0.0

Posted On

16 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Compliance, Regulatory Reporting, RBI Guidelines, Risk Monitoring, Credit Proposal Review, Fraud Monitoring, Root Cause Analysis, Stakeholder Management, MS Office, Communication Skills, Problem Solving, Interpersonal Skills

Industry

Banking

Description

Team Member- Credit Compliance – Retail Department Compliance Location Mumbai Number of Positions 2 Reporting Relationships Reporting to Vice President/Deputy Vice President Position Grade Associate Vice President/Senior Manager/Manager The key responsibilities would include the following: * Reviewing select credit proposals which goes into Credit Committee (Level E2) and bringing out any regulatory inconsistencies. * Reviewing credit related Policies, processes and notes. It involves giving feedbacks and advice to ensure the bank processes are comprehensive and compliant with regulatory guidelines. * Supporting business/credit function of the bank by giving advisory on all credit and lending related matters from Compliance Perspective. * Advising Credit monitoring team on various matters including CRILC reporting, LDS, Regulatory Returns etc.. including EWS parameters * Advising Fraud Monitoring Group including RFA and Fraud Reporting * Carrying out testing and monitoring of regulatory risk areas of credit to ensure compliance with RBI guidelines. * Getting involved in implementation of new circular at Bank level on all credit and lending related matters. * Assisting the team during the time of RBI Audit by co-ordinating and collaborating with stakeholders to provide information and details requested by RBI. * Resolving the points raised by RBI in inspection reports including conducting root cause analysis for regulatory violations. * Engage with regulators as and when required, to obtain clarity on the regulations. Job Role Job Requirements: * CA/MBA with prior relevant experience. * Should be well versed with recent developments as regards RBI regulations. * Should have good verbal and written communication skills with an eye for detail. * Ability to perform under pressure within the given time lines. Should possess good communication / interpersonal / problem solving skills and has to be a quick learner. * Diligent, hard-working & a team player, with ability to drive outcomes when working with other stakeholders. * Proficient in working on MS Office tools.

Responsibilities

The role involves reviewing credit proposals and policies to ensure alignment with regulatory guidelines and RBI standards. It also includes providing advisory support on lending matters, managing fraud monitoring, and coordinating with regulators during audits.