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Team Member - Credit-CREDIT CARD-Risk at Kotak Mahindra Bank

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

27 May, 26

Salary

0.0

Posted On

26 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Screening, Evaluation, Credit Card Policy Adherence, KYC Guidelines Adherence, Financial Analysis, Credit Worthiness Assessment, Application Approval, Application Rejection, Case Processing, Turnaround Time (TAT) Maintenance, Audit Quality Reporting, Verification Coordination, Report Cross-Verification, Communication

Industry

Banking

Description

Job Role: To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analyzing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report every month. Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports. Job requirements: Good communication is preferable. Graduate / Post graduate with two years or more of credit related experience For fresher MBA from reputed university.

Responsibilities

The role involves screening and evaluating customer credit card proposals against established credit policies and KYC guidelines, which includes analyzing financials to determine creditworthiness for approval or rejection. The team member must also maintain processing cases within defined turnaround times and ensure acceptable monthly audit quality reports.