Teller (Account Specialist) at American 1 Credit Union

Chelsea, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

18 Jun, 26

Salary

17.31

Posted On

20 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Cash Handling, Balancing, Customer Service, Sales Experience, Transactional Accuracy, Communication Skills, Financial Wellness, Attention To Detail, Compliance, Goal Achievement, Team Collaboration, Initiative, Confidentiality, Problem Resolution, PC Applications, Coaching

Industry

Banking

Description

We are a growing, dynamic company and actively hiring for teller positions. Do you have the following? * Previous experience as a bank teller * Previous cash handling and balancing your own drawer * Previous customer service experience such as building relationships through conversation. * Previous sales experience offering products and meeting monthly goals. Then we invite you to apply for the Teller Account Specialist position! * Position: Account Specialist (Teller) * Location: Onsite in Chelsea, MI * Wage: Competitive wage starting at $17.31 * Benefits start on day one: Health, Dental, Vision, Responsible Time Off * All offers of employment are contingent upon background screens. ---------------------------------------- The Account Specialist I is responsible for delivering excellent member experience through a wide range of teller-based transactions, including receiving and dispensing funds. The Account Specialist I must maintain accurate transactional records and follow all credit union processes, policies, and procedures while serving the members. This position requires excellent communication skills to effectively engage and recognize the member’s needs and ensure that they are offered products and services that will assist the member with reaching financial wellness. The Account Specialist I works collaboratively with their branch team to ensure that the member experience is superior and goals are achieved. Essential Job Functions * Engaged Communication: Ensure that engagement between co-workers and members is meaningful, focusing on listening to learn and offering quality solutions. * GREAT Service Standards: Commitment to offering superior member experience while following all the GREAT service standards. * Accurately Process Teller Activity: Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue deposit receipts. Cash checks: verify endorsement, receive proper identification, and ensure validity. Answer member inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations, and consumer privacy policies. * Focus on Purpose/Mission: Focused on the credit union's purpose and mission statement of creating financial wellness in our community through everyday banking. * Scorecard Accountability: Cross-offer new checking, lending, and product referrals to members consistent with individual and branch goals. * Focused on Attention to Detail: Ensure that all transaction activity is done accurately. Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices. * Employee Culture: Committed to building and supporting an engaging and inclusive culture for all. * Core Process, Policy, and Procedure Review and Recommendations: Responsible for following all core processes, policies, and procedures, including policies and procedures for customer identification and all BSA requirements. * Community Advocate: Serves as a credit union representative while in the community. * Branch Support: Commitment to working all assigned hours and having the flexibility to work from any credit union location within 20 miles of the home branch. Willingness to mentor and support other team members. Competencies Required * People-focused and Strong Communication: Empathetically seek understanding of what members and employees require, expect, and use available resources, policies, and opportunities in their best interest without compromising institutional core values and core focus. * Achiever, Initiative, and Goal Driven: The employee drives for results and success, is committed to their job, sets high-performance standards, pursues aggressive goals, works hard to achieve them, displays a high level of effort and commitment to work, and takes ownership. Committed to executing individual scorecard goals as well as achieving branch goals. * Focused, Accuracy, and Attention to Detail: Thoroughness and accuracy in accomplishing a task through concern for all the areas involved, no matter how small. Monitors and checks work or information and plans and organizes time and resources efficiently. * Trustworthy, Reliability, and Confidentiality: Personally responsible; completes work in a timely, consistent manner; works hours necessary to complete assigned work; is regularly present and punctual; arrives prepared for work; is committed to doing the best job possible; keeps commitments. Able to keep all information obtained confidential, including member, employee, and credit union information. Follows all core processes, policies, and procedures. * Engaged and Collaborative: The employee will work with others to achieve common organizational goals in a spirit of honoring diversity and mutual respect. Effectively communicates by actively listening and sharing relevant information with co-workers, supervisor(s), and members to anticipate problems and ensure the institution's effectiveness. * Humbly Confident and Inquisitive: Committed to asking questions for clarification to build confidence in the member relationships. Admit when there is an opportunity for improvement and celebrate with the team when we win together. Key Accountability Items: * Support and Collaborate with Branch Team * Accuracy of Transactions * Uphold GREAT service standards. * Personal Scorecard Results Requirements: * A minimum education of high school diploma or GED. * Cash handling or sales experience. * Prior customer service experience. The Ideal Candidate: * Excellent verbal and written communication skills * Working knowledge of PC applications such as Microsoft Office * Ability to work independently or as a collaborative member of a team. * Ability to direct other team members and coach others. * Knowledge of credit union products, services, policies, core processes, and procedures * Ability to provide supervisory leadership of professional- and intermediate-level staff. * Demonstrated member-focused strategy skills. * Demonstrated skill in gathering, reporting, and summarizing trends in data. * Ability to express oneself clearly and articulately both orally and in writing. * Ability to make decisions and take initiative in problem resolution. * Ability to exercise tact and responsibility when handling confidential information. Physical Demands: The physical demands described here represent those that an employee must meet to perform the essential duties of this job successfully. Reasonable accommodations will be made to enable employees with disabilities to perform their job's essential functions, absent undue hardship. * Essential physical requirements such as standing, stooping, or tying. * Must be able to remain stationary 50% of the time. * The person in this position must occasionally move about inside the office to access CDMs, vaults, etc. * Operates a computer and other productivity equipment, such as a calculator, copy machine, and computer printer. * Physical effort/lifting, such as up to 20 pounds. NOTE: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their typical responsibilities occasionally, as needed.

Responsibilities

The Account Specialist I delivers excellent member experience through teller-based transactions, including receiving and dispensing funds, while maintaining accurate records and adhering to all credit union policies. This role requires effective communication to engage members, recognize their needs, and offer appropriate products and services to support their financial wellness.