Teller I -Full Time at American Heritage National Bank

Clearwater, Minnesota, United States -

Full Time

Start Date

Immediate

Expiry Date

07 Apr, 26

Salary

0.0

Posted On

07 Jan, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Cash Handling, Transaction Processing, Regulatory Compliance, Mathematical Skills, Problem Solving, Teamwork, Communication, Attention to Detail, Time Management, Professionalism, Adaptability, Organization, Safety Compliance, Privacy Policies, Basic Inquiries

Industry

Banking

Description

Description To perform this job successfully, an employee must be able to perform each essential responsibility satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability expected for this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential responsibilities. ESSENTIAL RESPONSIBILITES Includes the following and other duties as may be assigned by management: Accepts and processes all customer transactions: verify cash and endorsements, receive proper identification and signatures for cash back, issue receipts of deposit, neatly and accurately complete withdrawal and deposit tickets. Initial all transactions completed for employees. Examines checks deposited and understand proper funds availability based on regulation requirements. Accepts loan payments, issue receipts, and verify tran codes with loan admins. Cashes checks: Verify endorsement, receive proper identification and ensure validity. Balances drawer daily and meets teller-balancing standards, including periodic batching of cashed checks. Identifies counterfeit currency. Buys and sells currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded. Answers basic customer inquiries regarding account histories and balances while complying with disclosure requirements, regulations and consumer privacy policies. Maintains a professional manner, demonstrates team commitment, maintains a neat workstation, and maintains an adequate amount of supplies (including coin & currency) at workstation. Accepts check reorders as well as deposit and withdrawal tickets for both personal and business customers. Assists with rolling coin, cleaning 20s for ATM use and inter-sorting money as needed. Obtains knowledge to properly execute transactions that require an override within Integrated Teller. Assists with access into safe deposit box with proper identification. Ensures Teller drawer is properly secured at all times, including when stepping away from Teller area and leaving after shift is complete. Relays all necessary CTR information to BSA Department. OTHER ESSENTIAL DUTIES Actively works to assist in achieving bank goals. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice as assigned by management. OTHER RESPONSIBILITIES Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA Patriot Act, Regulation E, CC, D, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer. Informs supervisor of important matters which must be known to effectively manage department operations. Adheres to the values of the mission statement, which in turn will prove a base of shared values for everyone who works within the organization. Follows self-development and participates in educational programs to increase skills and knowledge in policies, programs, and systems. Assists in daily dual-control functions. Develops and maintains good working knowledge of job responsibilities and procedures, which facilitates efficient performance of duties. Contributes to a favorable working climate within the organization through a friendly and cooperative attitude and exhibiting good teamwork skills. Willingly assist others as necessary to keep work current, meet deadlines and spread workload equally. Offers flexibility in covering vacations and other absences. Handles customers and outside contacts in a friendly, pleasant, professional manner, which enhances a favorable image of the organization. Refers customers to Universal Bankers, Lenders and Customer Service as needed. SUPERVISORY RESPONSIBILITIES This job has no supervisory responsibilities. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The work environment is typical of an office and does not require exposure to difficult or hazardous conditions. The noise level in the work environment is usually quiet. FULL-TIME BENEFITS Medical Dental H.S.A, and F.S.A Life Insurance Long Term Disability Supplemental Insurance 401K Paid Time Off Holidays-6 Paid Part-Time Benefits Earned Sick and Safe Time Requirements QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High school diploma or GED equivalent; with one year of work-related job experience preferred for fulltime positions. Language skills including but not limited to the ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Mathematical and reasoning skills including but not limited to the ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent. Reasoning ability include but not limited to ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

Responsibilities

The Teller I is responsible for processing customer transactions, including deposits, withdrawals, and loan payments, while ensuring compliance with regulations. The role also involves balancing the cash drawer and maintaining a professional and organized workstation.