Temp - Accounting Clerk at WESTAMERICA BANK

Santa Rosa, California, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Dec, 25

Salary

0.0

Posted On

20 Sep, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Risk Management, Analytical Skills, Detail Oriented, Communication Skills, Problem Solving, Microsoft Excel, Google Sheets, Team Collaboration, Fraud Detection, Multi-tasking, Investigation, Merchant Services, Account Maintenance, Industry Trends, Written Skills

Industry

Banking

Description

Description Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Redwood Merchant Services, a division of Westamerica Bank is seeking a Bankcard Operations Representative for our Santa Rosa location. We are looking for outstanding people to join on our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. As Bankcard Operations Representative, one must exhibit excellent telephone customer service skills, as well as the following: Monitor and investigate merchant’s processing activities using a variety of risk tools Field customer calls requiring explanation of specific underwriting/risk policies and decisions related to those policies Contact banks, merchants and/or cardholders to verify transactions processed through merchant accounts. Conduct investigations regularly to ensure risk is managed and activity is compliant Concisely document your risk assessment findings Ensure that efficient and quality services are delivered that meet or exceed agreed service level standards Perform merchant account maintenance such as profile and bank account updates Collaborate with internal sales and other colleagues to support a successful merchant experience Stay current on merchant industry trends specific to the industries we support Perform other risk related duties as assigned including supporting the Credit team on reviewing merchant accounts Skills & Requirements 1-2 years in the merchant services industry with experience specific to fraud and risk (Preferred) Experience working with various transaction & risk monitoring tools/systems (Preferred) Analytical mindset with a critical, investigative approach to problem solving Detail oriented coupled with a high level of curiosity and risk awareness Solid written and verbal communication skills Able to juggle multi tasks and deliver consistent high performance Experience with Microsoft Excel/Google sheets (basic functions) Ideally able to work an 8 am - 5 pm PT, Monday - Friday schedule Candidate must possess strong written skills, intermediate computer skills and willingness to work in a fast-paced environment. Must also have the ability to calculate figures and amounts, such as discounts, interest, commission proportions and percentages. Requirements REQUIRED KNOWLEDGE: • Excellent interpersonal and communication skills. • Ability to work collaboratively within a small team environment. • Experience working in accounting a plus but not required. • Minimum education required • Minimum number of years experience required. MENTAL DEMAND: Ability to work within specific deadlines, in a team environment, as well as independently within appropriate cost and budget guidelines. Must prioritize multiple projects. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee may be required to use hands to finger, handle, feel, or manipulate computers, calculators, phones and other office equipment and must be able to clearly communicate and write, hear, and talk with co-workers and customers. The employee is required to walk and stand for long periods of time. The employee is required to occasionally reach, sit, stoop, kneel or crouch. The employee may occasionally lift and/or move up to 25 pounds. Specific visual abilities are required in the job including close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. WORK ENVIRONMENT The work environment described here is representative of those an employee encounters while performing the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee generally works in an office environment but may occasionally be required to perform job duties outside of the typical office setting. While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts. The noise level in the work environment is usually moderate. EQUIPMENT: Computer, printer, telephone, copier, fax, DECISION MAKING Independent or amount of oversight SUPERVISORY RESPONSIBILITY: Directly: - 0 - Indirectly: - 0 - FINANCIAL IMPACT: Risk if duties are not carried out CONTACTS: Internal: Department, branch and corporate staff External: Vendors EOE Westamerica Bank's Privacy Policy may be found at: www.westamerica.com/about/privacy

Responsibilities

As a Bankcard Operations Representative, you will monitor and investigate merchant processing activities, field customer calls, and ensure compliance with risk policies. You will also perform merchant account maintenance and collaborate with internal teams to enhance the merchant experience.