WE OFFER SIMPLE SOLUTIONS, FOR SMART BUSINESSES.

From instore and online card processing to card issuing and ATM, we touch every part of fintech’s most exciting investment spaces.
Operating pan-European – from the bustling investment hub of London to the talent-filled tech hubs of Cambridge and the Netherlands - we perfect the payments experience for our customers through a combination of best-in-class technology, constant innovation, and in-house expertise.
We are independently owned, allowing us to respond quickly to growth opportunities, and enjoy the backing of leading fintech investor Pollen Street Capital.
With an impressive growth trajectory, we are constantly looking for the best and brightest industry talent to help support our ambitious goals.
In return for your dedication, innovation, and good company, Cashflows offers a competitive salary and benefits, along with extensive perks.
Come and join the team that’s writing the future of fintech!

THE JOB

We are looking for a Transaction Monitoring Analyst to join our Transaction Monitoring team. The successful candidate will be responsible for monitoring transactions for fraudulent activity, conducting investigations on suspicious transactions and analysing client data and documentation stored in the KYC Files to establish whether Procedures, Policy and regulatory requirements are met.
The role requires a thorough understanding of transaction monitoring tools and a strong ability to analyse data and identify trends.
You’ll be part of our Risk & Compliance team, reporting to the Transaction Monitoring Team leader

WHAT YOU’LL BE EXPERIENCED IN

• Strong analytical skills and attention to detail
• Experience using credit reference agencies
• Excellent verbal and written communication skills
• Be able to work effectively under pressure
• Good understanding of transaction monitoring tools and processes
• Strong Microsoft Excel skills
• Ability to adapt to changing priorities and multitask effectively
• Capacity to work independently as well as part of a team

• Review transactions using monitoring systems and tools to identify unusual patterns or potentially fraudulent activity.
• Analyse customer behaviour to detect risks and assess suspicious activities
• Conduct in depth investigations on flagged transactions and escalate cases when necessary
• Complete Suspicious Activity Reports if needed
• Ensure Compliance with AML laws, local regulation and KYC/KYB guidelines by performing periodically customer reviews
• Reviewing and ensuring card scheme compliance of merchants
• Keep up with industry trends and developments to proactively identify new risks
• Liaising and working with multiple internal and external stakeholders, including Merchants, Partners, Customer Service and Compliance