Transaction Monitoring Lead at Tazapay Pte Ltd

Singapore, , Singapore -

Full Time

Start Date

Immediate

Expiry Date

30 Mar, 26

Salary

0.0

Posted On

30 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Transaction Monitoring, AML, CTF, Financial Crime Investigations, Quality Assurance, Regulatory Compliance, Risk Assessment, Communication Skills, Decision Support, Policy Alignment, Investigation Standards, Continuous Improvement, Collaboration, Training, Escalation Management, Monitoring Framework

Industry

Financial Services

Description

Transaction Monitoring Lead Location: Singapore Function: Financial Crime Compliance Experience: 5 to 7 years Role Overview The Financial Crime Monitoring Oversight Lead (L2) operates within the Financial Crime Monitoring (FCM) function and provides second-line oversight, quality assurance, and decision support for transaction monitoring activities. The role supports a lean operating model where the FCM Manager performs primary L2 reviews. The Oversight Lead acts as an additional L2 control layer, ensuring consistent application of AML and CTF policies, sound judgement in escalated cases, and alignment with regulatory expectations. The role does not include direct people management. Key Responsibilities L2 Oversight and Escalation Act as an L2 escalation point for complex, high-risk, or sensitive transaction monitoring cases Review selected L2 decisions taken by the FCM Manager to ensure quality, consistency, and policy alignment Challenge investigation outcomes where required and recommend corrective actions Escalate material risks or potential reportable activity directly to the MLRO Policy and Framework Alignment Ensure transaction monitoring activities are implemented in line with AML and CTF policies and procedures Support interpretation of regulatory and internal compliance requirements within the FCM function Contribute to updates of SOPs, escalation criteria, and investigation standards Monitoring Framework and Quality Provide oversight input on TM rules, thresholds, and typologies from an investigation and risk perspective Identify recurring quality issues, emerging typologies, and control weaknesses Support continuous improvement of monitoring processes, documentation quality, and investigation practices Collaboration and Support Work closely with the FCM Manager to support effective execution of L1 and L2 activities Support Compliance Management, MLRO, and audit teams on reviews, escalations, and regulatory queries Disseminate key investigation outcomes and learning points to the L1 team to support continuous learning. Contribute to targeted guidance and training to improve investigation quality and consistency Required Experience and Qualifications Bachelor’s degree in Law, Finance, Business, or a related field 5 to 7 years of experience in transaction monitoring, AML, CTF, or financial crime investigations Strong hands-on experience reviewing complex transaction monitoring alerts and escalations Prior exposure to L2 review, quality assurance, or senior investigator responsibilities Good understanding of global AML and CTF expectations, including FATF and MAS guidance Familiarity with transaction monitoring tools used in fintech or payments environments Ability to provide guidance and challenge decisions without formal line management authority Strong written and verbal communication skills in English

Responsibilities

The Transaction Monitoring Lead provides oversight and quality assurance for transaction monitoring activities, acting as an escalation point for complex cases. They ensure alignment with AML and CTF policies and contribute to the continuous improvement of monitoring processes.