POSITION OVERVIEW

The Trust Investment Officer is responsible for managing and overseeing investment portfolios within the framework of trust and fiduciary accounts. This role involves developing, implementing and monitoring investment strategies that align with client goals, risk tolerance, and legal requirements. The officer serves as a trusted advisor, ensuring the preservation and growth of assets while maintaining compliance with regulatory standards and organizational policies.

MINIMUM QUALIFICATIONS

• Bachelor’s degree in Finance, Economics, Business Administration, or related field.
• Minimum of 5 years in investment management, trust administration, or a related financial services role.
• Skills:
• Strong knowledge of financial markets, investment strategies, and fiduciary principles.
• Excellent analytical, decision-making, and problem-solving abilities.
• Exceptional communication and interpersonal skills for client and team interactions.
• Proficiency in portfolio management software, trust accounting software and financial modeling tools.
• Regulatory Knowledge: Familiarity with trust laws, regulations, and tax implications.
• Key Competencies:
• Client-centric approach with a strong focus on fiduciary responsibility.
• Detail-oriented with the ability to manage multiple trust accounts simultaneously.
• Adaptability to market changes and evolving client needs.
• Strategic thinker with a focus on long-term investment goals.

PREFERRED QUALIFICATIONS

• Master’s degree or professional certifications (e.g. CFP or CTFA) preferred.

• Consistently deliver outstanding client service with a friendly, can-do attitude, and willingness to help at all times.
• Act as a cultural ambassador to internal and external clients, providing a professional, exceptional, and supportive experience with each interaction.
• Portfolio Management:
• Analyze, design, and implement investment strategies for trust accounts, ensuring alignment with the client’s objectives and fiduciary standards.
• Monitor and adjust portfolios to maintain proper asset allocation and risk management.
• Conduct ongoing performance and regulatory reviews.
• Prepare detailed investment reports for client meetings.
• Execute necessary trades for accounts.
• Client Relationship Management:
• Act as the primary point of contact for clients, beneficiaries, and decision-makers regarding investment strategies and account performance.
• Provide financial advice and portfolio recommendations tailored to individual trust goals and objectives.
• Build and maintain strong, long-term relationships with clients.
• Research and Analysis:
• Conduct thorough research on market trends, investment opportunities, and economic conditions to inform decision-making.
• Evaluate the performance of various investment instruments, including equities, fixed income, alternative investments, and mutual funds.
• Compliance and Risk Management:
• Ensure all investment decisions comply with fiduciary regulations, trust agreements, and internal policies.
• Assess and manage risks associated with investment decisions and trust portfolios.
• Maintain accurate and detailed documentation of all investment activities.
• Collaboration and Leadership:
• Collaborate with legal, tax, and estate planning professionals to ensure comprehensive trust account management.
• Lead discussions with internal investment committees and provide recommendations based on sound analysis.
• Train and mentor trust personnel on investment principles and fiduciary standards.
  This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.