Join us as a Corporate Credit Risk Sanctioner where you will play a critical role within Barclays’ Credit Risk team by managing and evaluating credit risks across a diverse portfolio of Corporate Bank clients. Your responsibilities will include analysing and approving credit proposals within delegated authority, monitoring industry and portfolio developments, and conducting in-depth financial risk assessments to ensure risk is managed within acceptable limits. You will lead credit processes for complex transactions, sanction under your delegated authority and/or prepare cases for senior sanctioning, and contribute to strategic risk initiatives and projects. This role requires prior experience in Sanctioning Corporate Credit Transactions.

To be successful as a Corporate Credit Risk Sanctioner you should have experience with:

• Sanctioning Corporate Credit Transactions
• Financial risk analysis (balance sheet, P&L and cash flow) of clients including supporting the credit approval process.
• Assessment of business and financial risks.
• Support in financial modelling or stress testing in support of requests/transactions.

Analysis of the credit risk across a wide range of corporate and investment banking products.

• Transaction structuring and lending products documentation.
• Determining/recommending and monitoring of ratings and other relevant credit parameters.
• Maintaining the respective internal data systems and support internal/external reporting.
• Leading credit processes for complex transactions.
• Strong preference for candidates with experience in project finance
• Project management and proficiency on credit risk systems. Best practices and system improvements.
• Case presentation to committees and senior sanctioners where appropriate.
• Good Communication and Stakeholder Management Skills.
• Proactively contributing to strategic initiatives and projects within the risk function.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.
This role is located from our London office.

ACCOUNTABILITIES

• Analysis of lending applications, financial statements, credit reports, and other relevant documents to assess the borrower’s creditworthiness and repayment capacity.
• Monitoring the performance of approved lending , identifying potential risks and early warning signs of delinquency.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Provision of independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements.
• Development and implementation of appropriate course of action for troubled lending , including workout plans, restructuring, or collections.

To assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirement and analysing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices.