Underwriter II, Employee Benefits at Equitable

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Apr, 26

Salary

75000.0

Posted On

29 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Risk Assessment, Decision Making, Collaboration, Communication, Time Management, Microsoft Excel, Microsoft Word, Microsoft Outlook, Risk Analysis, Group Insurance, Insurance Regulations, Managing Priorities

Industry

Financial Services

Description

About the Role At Equitable, we help clients secure their financial well-being so they can pursue long and fulfilling lives- a mission we’ve honed since 1859. Equitable is looking for an Underwriter to join our Employee Benefits (Group Insurance) team. This role will be responsible for risk assessment and decision-making for our existing block of business. This individual will work closely with the Distribution team to evaluate renewals, amendments/plan changes, and potential new lines of coverage, all while keeping the Company’s financial objectives in mind. The Underwriter will also collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices. What You’ll Be Doing · Risk assessment and decision-making on renewals, amendments, and add-coverage opportunities · Work closely with the Distribution team to deliver timely renewals and add to existing business, keeping the Company’s financial objectives in mind · Collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices. · Work within Equitable’s quoting platform and other rating tools to develop manual and experience rates. · Execute to key KPIs, including, pricing strategy targets, sales targets, persistency and TaT performance. This position offers a flexible work schedule: it may be fully remote/hybrid. If you are located near one of our offices (e.g., Charlotte, NC; New York, NY; Syracuse, NY), a hybrid schedule with 2–3 days on-site per week is expected to foster collaboration and connection. The base salary range for this position is $65,000 - $75,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility. For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. Equitable Pay and Benefits: Equitable Total Rewards Program What You Will Bring Required Qualifications · Bachelor's degree or relevant work experience · Experience and familiarity of Employee Benefits (Group Insurance) products such as Life/AD&D, Dental, Vision, Short and Long Term Disability Preferred Qualifications · Possesses a high level of reliability, responsibility and organization · Strong verbal, written and interpersonal communication skills · Excellent time management · Proficient with Microsoft Excel, Word and Outlook Skills Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience. Group Insurance: Knowledge of group insurance products, business processes, market segments and the marketplace; ability to run applications effectively for the insurance organization's business. Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities. Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Risk Analysis and Selection: Knowledge of risk analysis and selection; ability to utilize tools and techniques to analyze potential risk exposures and determine coverage. About Equitable At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose. Click Careers at Equitable to learn more. ********** Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. NOTE: Equitable participates in the E-Verify program. If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com.

Responsibilities

The Underwriter will be responsible for risk assessment and decision-making for renewals, amendments, and add-coverage opportunities. They will work closely with the Distribution team and collaborate with other departments and vendor partners on underwriting-related issues.