WHY WORK WITH US?

At Kohler Credit Union, we value our employees and offer a comprehensive benefits package that includes competitive pay, medical, dental, and vision insurance, a 401(k) with company match, life insurance, and tuition reimbursement. Our culture promotes inclusion, teamwork, and career advancement through structured training and supportive leadership. We also offer flexible schedules, generous paid time off, and a healthy work-life balance.

POSITION OVERVIEW:

As an Underwriter at Kohler Credit Union, you’ll play a vital role in helping our members achieve their financial goals by making thoughtful, data-driven lending decisions. You’ll take the lead on evaluating more complex consumer and mortgage loan applications, assessing risk, and ensuring each decision aligns with both internal policies and regulatory standards.
Beyond underwriting, you’ll serve as a trusted mentor to Underwriter I team members and a go-to resource for enhancing our underwriting processes. If you’re passionate about balancing smart risk management with exceptional member service-and ready to help shape the future of lending at Kohler Credit Union-this role is your opportunity to make a meaningful impact.

PRECISION MEETS PURPOSE-YOUR NEXT MOVE IN UNDERWRITING STARTS HERE

At Kohler Credit Union, we’re driven by purpose-helping our members live better lives through smart financial solutions. We’re currently seeking an experienced Underwriter who is analytical, detail-oriented, and committed to making fair, consistent, and data-driven lending decisions.
If you take pride in analyzing financials, enjoy collaboration, and want your expertise to make a real impact in people’s financial journeys, this is your opportunity to help members achieve their goals-one well-informed decision at a time.

KEY RESPONSIBILITIES:

• Analyze complex loan applications, including credit, income, and collateral, to determine risk and eligibility.
• Ensure compliance with internal policies, regulatory requirements, and secondary market guidelines.
• Communicate loan decisions clearly to internal teams and members, outlining conditions and documentation needs.
• Identify high-risk factors, potential fraud, and exceptions, with well-supported recommendations.
• Support new colleagues in their development and assist lending staff by serving as a key resource for underwriting guidance.
• Contribute to process enhancements, participate in audits, and drive continuous improvement initiatives.

What You Bring to the Team:

• Education:
• Bachelor’s degree in finance, business, or a related field preferred - or equivalent work experience in underwriting or a related financial field.
• Experience & Expertise:
• 4-6 years of underwriting experience across both consumer and mortgage lending
• Familiarity with Desktop Underwriter (DU), Loan Prospector (LP), or other automated underwriting systems
• Regulatory Knowledge:
• Working knowledge of TILA, RESPA, HMDA, FCRA, and other lending regulations
• Leadership & Collaboration:
• Proven ability to guide, support, and train team members
• Strong collaboration skills and a proactive approach to problem-solving