OVERALL SUMMARY

At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join Close Brothers Wholesale Finance Team as a senior Underwriter where you will work a customer generated queue of new finance applications for end users requiring a larger credit line. Applications will come from both Contract Hire companies and Dealers in the Materials Handling sector.
This role involves working alongside the senior management team, thoroughly assessing the affordability of businesses alongside completing financial analysis of audited accounts.
Our ideal new team member will have direct experience of underwriting, ideally specialising in vehicle or hard assets with a credit mandate of £500k+. They will possess a questioning and analytical mind, have strong communication skills and the ability to articulate financial matters to non-financial stakeholders.

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU:

• Have strong knowledge of general level maths
• Have previous experience working in a similar field/industry.
  We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at recruit.ssc@closebrothers.com or request a call back.

ABOUT US

At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.
To find out more about Close Brothers, please visit our careers page: https://www.closebrothers.com/careers
To find out more about life at Close Brothers:
https://www.closebrothers.com/life-close-brothers#374017299-899295541
To find out more about our benefits:
https://www.closebrothers.com/employee-benefits
To find out more about our commitment to creating an inclusive environment:
Our Responsibility - Diversity and inclusion ¦ Close Brothers Group

LI-TW1 #LI-CBAFl #LI-hybrid

At Close Brothers Group, we are all connected by our mission to be the best place in the UK for wealth professionals and their clients.
We believe that everyone should think ahead, have a financial plan and invest wisely. Our clients are professionals, business owners, individuals, charities, families, and employers, who rely on our clear financial advice and investment management services to preserve and grow their long-term savings and investments.
We are a team of about 900 people based in 15 offices across the UK. Our geographic footprint means we can combine a local approach with face-to-face services to enable strong, long-term relationships with our clients.
Sustainability is fundamental to our purpose and we have a responsibility to help address the social, economic and environmental challenges facing our business, colleagues and clients. We strive to do the right thing and are dedicated to helping the charities that matter most to our people.
Our vision is to develop an open and inclusive company that ensures everyone is valued, respected and included, so that in years to come our business will represent a diverse and inclusive workforce from the top down.
We look to recruit individuals from all different backgrounds. If this job is of interest to you but you do not meet every criteria then we encourage you still to apply as we are open to providing training opportunities. As an early adopter of hybrid working we are open to discussing all types of flexible working options, helping you to balance your work and home life

• Compose and check all credit application documentation for new applications are correct and adherence to credit policy is met and to ensure full compliance with current legislation and regulatory requirements
• Act as a trusted advisor to other colleagues in both credit and the wider business to grow awareness and understanding of the risks and good governance of the credit function.
• Having followed the above requirements be able to provide an accept / decline / AFI decision and be accountable for it should questions be asked.
• Work to a high degree of accuracy to ensure reporting figures are accurate and timely to support the contract hire companies manage their portfolio of prospects.
• General understanding of how to evaluate vehicles using systems such as CAP
• Ensure prompt and professional answering of the phone and handling of queries.
• Provide a high level of customer support and communication regarding the credit process and the decisions taken
• Support our sales teams with regards to the quality and quantity of applications submitted by our Contract Hire and Dealer partners to assist them in the management of the wider relationship.