Underwriting Associate at Western National Group & Umialik Insurance

Anchorage, Alaska, United States -

Full Time

Start Date

Immediate

Expiry Date

16 Mar, 26

Salary

32.22

Posted On

16 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Attention To Detail, Time Management, Communication Skills, Relationship Building, Negotiation, Problem Solving, Underwriting Principles, Insurance Knowledge, Premium Calculation, Risk Assessment, Policy Processing, Customer Experience, Flexibility, Task Management, Technical Support

Industry

Insurance

Description

Description Who are we? Umialik Insurance Company, a member of the Western National Insurance Group, Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as “The Relationship Company®,” we define success as a measure of the relationships we’ve built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That’s the power of “nice”. At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Umialik Insurance Company, a member of the Western National Insurance Group is seeking a Personal Lines Underwriting Associate to join our team! The individual in this role will have the opportunity to assist Underwriting in profitable premium growth through policy processing and technical support for both new and renewal business. What are the responsibilities and opportunities of this role? Assists Underwriters in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions. Uses established practices, processes, and procedures to renew and endorse existing policies based on underwriting authority. Reviews new and renewal business application documents, gathers additional information as needed to accurately underwrite policies. Assesses risk and exposures on existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives. Executes policies within established authority level and established eligible risks. Performs special projects and other duties as assigned. Decision making guided by specific policies and objectives within which straightforward decisions are required. Applies knowledge to help solve problems of relatively limited scope and complexity. Meets our customer experience standards, including: responding quickly; maintaining a positive attitude; building rapport; demonstrating empathy; managing the customer’s expectations; using the proper communication channel for the situation; and taking ownership to ensure the customer’s issue is resolved. Requirements What are the must-have qualifications for a candidate? Strong ability to follow established processes with exceptional attention to detail. Ability to manage multiple tasks simultaneously and resolve routine problems effectively. Flexibility to handle a variety of assignments and shifting priorities. Ability to build relationships and negotiate effectively with internal and external partners. Strong time management skills with a proven ability to meet deadlines. Strong verbal and written communication skills. Foundational understanding of industry standards and underwriting principles. (preferred) Basic knowledge of insurance coverages, forms, symbols, and endorsements by line of business. (preferred) Basic understanding of insurance rating and premium calculation. (preferred) Education Associates or bachelor’s degree preferred or equivalent related experience. AU and/or INS certification acquired or working toward preferred. Technical Skills Proficient use of various core systems, office and computer equipment and software packages. Compensation overview The full hiring range for this role is $24.41 - $32.22, hourly. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions. Culture and Total Rewards Western National has long been known as “The Relationship Company®” and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest asset. Currently ranked as the 41st largest private company by revenue in Minnesota (Minneapolis/St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National has also been named a Top Workplace by the Star Tribune for the past four consecutive years. In addition, the Group is consistently recognized as a Ward’s 50 property-and-casualty insurance company for its outstanding financial results. Western National offers full-time employees a significant Total Rewards Package, including: Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions) Wellbeing Program, including onsite fitness studio Paid Time Off – including holiday, vacation, and volunteer 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education) Paid parental leave Bonus opportunities Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. #LI-BP1 #ind123

Responsibilities

The Underwriting Associate assists Underwriters with the daily processing of new and renewal business, endorsements, and premium audits. They review application documents, assess risks, and ensure compliance with established underwriting authority.