Underwriting Manager - Non-Agency at AmeriHome Mortgage Company, LLC

Dallas, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

17 Apr, 26

Salary

0.0

Posted On

17 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Non-QM Lending, Conventional Lending, Jumbo Lending, Mortgage Processes, Mortgage Technologies, Organizational Skills, Training, Coaching, Management, Project Management, Communication Skills, Customer Service, Time Management, Encompass Experience, Process Improvements

Industry

Financial Services

Description

Job Title: Underwriting Manager - Non-Agency Location: TX - Dallas/Irving What you'll do: The Underwriting Manager will be responsible for the leadership and management of team of underwriters to achieve the Company’s production and quality goals. The ideal candidate must possess extensive Non-QM, conventional and jumbo lending experience with an in-depth knowledge of mortgage processes. Additional requirements are a high degree of proficiency with various mortgage technologies and a dynamic hands-on working style in a fast-paced environment. The candidate must have strong organizational skills and the ability to manage a large team of experienced mortgage staff in their day-to-day tasks. Training, monitoring and maintaining adherence to all underwriting policies and procedures are also important characteristics of this individual. Manage underwriters to ensure mortgage loans are underwritten per AmeriHome and Investor underwriting guidelines Ensure team members are fully trained and current on company’s philosophy and policies/procedures Manage and review day-to-day tasks escalated by the underwriting team, Operation Account Representative managers, clients and exceptions team Coordinate with Senior Underwriting Manager to review and respond to QA, QC or secondary post-closing/post purchase requests Responsible for the training, coaching and supervision for all underwriters within the associated interpretation and application of all company overlays and agency requirements Track and monitor underwriting metrics including productivity, quality, turn-times, customer service communication and all required service level agreements Evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness; Provide a consistent approach to new hire training of underwriters and peer managers Responsible for interviewing, hiring and onboarding of new hires Develop and maintain a strong working relationship with other departments Perform other duties as assigned What you'll need: 5+ years underwriting experience and 7+ in the mortgage industry Working knowledge of Non-Delegated, Retail and/or Correspondent processes Experience with Non- QM, FNMA/FHLMC and jumbo products Experience in product and credit risk management analysis 3+ years of previous management experience required Project management experience College degree preferred but not required Current advanced knowledge of industry-specific underwriting guidelines and agency requirements Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor Good verbal and written communication skills Ability to provide outstanding customer service in fast-paced environments Proficient working knowledge of computerized applications such as word processing, excel spreadsheets, database, presentation software, email and specialized business applications software Presentation skills necessary to effectively communicate, update, persuade and/or facilitate discussions with all levels of management as well as external clients. Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other departments and investor agencies as required Prioritization and time management skills Prior Encompass experience Managing Guidelines/Underwriting helpdesk Train clients and Underwriters Prior accomplishments in process improvements Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation About AmeriHome Mortgage AmeriHome Mortgage, a Western Alliance Bank company, is a leading national business-to-business mortgage acquirer and servicer. In 2020, AmeriHome ranked as the nation’s third-largest correspondent mortgage provider, primarily purchasing mortgage loans from a network of independent mortgage originators. Overall, the company is the 13th largest producer of mortgages in the U.S. The organization has created a flexible and scalable platform with a modern purpose-built infrastructure, advanced data and analytics capabilities, all leveraging deep industry expertise and a highly efficient cost structure to target profitability in all market environments. AmeriHome has a track record of consistent, prudent and profitable growth. With more than 1,000 employees, AmeriHome is a premier mortgage company, a multi-channel – mortgage investor, direct-to-consumer lender and servicer, licensed in 49 states, and headquartered in Thousand Oaks, California with offices in Irvine, CA, and Dallas, TX. Focused on delivering excellence in lending, our motivation for success is represented throughout the company and thrives from the trust built between all employees. AmeriHome is always looking for top talent to join our growing, fast-paced, and friendly teams. Terms & Notices Personnel Disclosure FDIC Insurance

Responsibilities

The Underwriting Manager will lead and manage a team of underwriters to meet production and quality goals. Responsibilities include training, monitoring adherence to policies, and managing day-to-day tasks escalated by the team.