Universal Banker II at First Mid Bank & Trust

Des Moines, Iowa, United States -

Full Time

Start Date

Immediate

Expiry Date

02 Sep, 26

Salary

22.19

Posted On

04 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Banking Practices, Consumer Lending, Account Opening, Sales, Customer Relationship Management, Microsoft Office, Cash Handling, Compliance, Financial Loss Standards, Loan Origination, Transaction Processing, Referral Generation

Industry

Financial Services

Description

At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. At First Mid, we aim to make our customers feel valued, satisfied, and understood. We will achieve this by developing a personalized relationship with our customers and by asking questions to create a customized solution based on their needs and throughout their stages of life. We will create clients for life by adhering to our core values and our service standards. Responsibilities include, but are not limited to: * Create a quality service experience by ensuring timely resolution to customer needs and overall customer satisfaction. * Abides by company service standards, including greeting customers and making them feel welcome to First Mid Bank & Trust * Proficiently service customers by accepting and processing transactions with accuracy and efficiency within policy guidelines including but not limited to deposits, withdrawals, payments, check cashing, issuing cashier’s checks, and additional transactions upon request. * Gain manager assistance with any suspicious transactions. * Obtain management approval for transactions outside authorized limits. * Adheres to all bank compliance, security and operational policies and procedures as well as financial loss standards. * Maintains a cash drawer by performing daily balancing procedures and assist with daily operational branch duties. * Independently opens personal and commercial customer account relationships displaying full knowledge of products and system. * Opens deposit related products including but not limited to IRA, Trust, Business, POA, Estate, etc. * Performs changes to existing accounts as requested by the customer. * Proven ability to proficiently originate consumer loan applications independently. * Ability to train Tellers or other Universal Bankers on sales and operational duties associated with role. * Proactively looks for ways to improve processes that will improve the customer’s experience and communicate those ideas to branch management. * If applicable, allows entry of safe deposit box holders. * Maintains professional appearance and conduct within the guidelines set forth in Employee Handbook. * Maintains customer confidentiality. * May process consumer loan requests. * May participate in bank promotions, external community events, and promotional activities. * May be required to work in other First Mid Banking centers. * Complete other specified duties as assigned. Sales: * Develops and maintains relationships with business partners. * Develops and maintains strong relationships with customers. * Educate and encourage customers to use alternate delivery systems such as ATM, Debit Card, Online, and Mobile Banking. * Maintain product knowledge of all banking products through training courses, branch meetings, corporate communications, etc. * Identifies growth opportunities to make referrals to appropriate business lines. * Proven ability to consistently meet or exceed established goals for the position. Qualifications Education: * High School Diploma/GED required. Experience: * 2+ year's experience working in a sales and goal-based environment. * 1+ year of banking and/or consumer lending experience. * Previous sales experience preferred. * Successfully completes required compliance and First Mid training curriculum to be proficient in the account opening process. Advancement in this role will be based on management discretion. Skills: * Knowledge of banking practices and regulations. * Proficient in usage of Microsoft Office and computer application Total Rewards: * Competitive health, dental & vision coverage with HSA match * 401(k) with employer match + Employee Stock Purchase Plan * Generous PTO, paid holidays & parental leave * Tuition reimbursement & performance-based bonuses * Visit our Total Rewards [https://www.firstmid.com/careers/total-rewards/] page to see our full list of benefits First Mid Bancshares, Inc., is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

Responsibilities

The Universal Banker II is responsible for processing financial transactions accurately and opening personal and commercial customer accounts. They focus on building personalized customer relationships and meeting sales goals through product referrals and loan origination.