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Unsecured Credit Approval Specialist at CIMB Cambodia

, , Malaysia -

Full Time

Start Date

Immediate

Expiry Date

11 Jan, 26

Salary

0.0

Posted On

13 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluation, Regulatory Compliance, Data Collation, Reporting, Portfolio Review, Risk Management, Advising, Documentation, Policy Adherence, Team Management, Consumer Credit Operations, Administrative Functions, Limit Approval, Service Level Agreement, Credit Policies, Guidelines

Industry

Banking

Description

Key Responsibilities * Strategy and Planning Responsible for all credit perspective of the applications including ensuring compliance/ adherance with credit policies, guidelines and regulations, portfolio review. Business Performance and Management Assist in all administrative functions of the Consumer Credit Operations Unit. Collate data for monthly reporting and assist to prepare reports as required. People Management Advise Personal Bankers and Team Managers on credit related issues. Regulatory Compliance Manage proper credit evaluation of facility applications and completion of documentation in accordance with policies and procedures. Adhere to Group’s standards portfolio / bulk reviews. Ensure compliance / adherence with credit policies and regulatory guidelines. Recommend and approve limits up to the appropriate delegated authority. Any other responsibilities/tasks as assigned by the Management from time to time. Key Dimension of Impact * Adhere to Service Level Agreement (SLA) for approval status as applicable: Ploans: 90% within 1 day. Credit Cards / Cashlite: 90% within 3 days. Ensure portfolio risk/reward profile is within company risk appetite. Manage acquisition quality, portfolio quality and low side overrides.

Responsibilities

The Unsecured Credit Approval Specialist is responsible for managing the credit evaluation of facility applications and ensuring compliance with credit policies and regulations. This role also involves assisting in administrative functions and advising team members on credit-related issues.