DESCRIPTION DE L’ENTREPRISE

Natixis is a French multinational financial services firm specialized in asset & wealth management, corporate & investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d’Epargne, Natixis counts nearly 16,000 employees across 38 countries. Its clients include corporations, financial institutions, sovereign and supranational organizations, as well as the customers of Groupe BPCE’s networks.

Natixis Middle East is focused on:

• Structured finance in our four core sectors, Natixis being one of the leading banks in financing renewable energy.
• Global Markets, Fixed Income, Equities and Commodities.
• Trade Finance Solutions
• Islamic Finance
• Investment Banking, DCM, ECM and M&A
• Coverage

Natixis Middle East region spans 14 countries from Egypt to Turkey, but our main focus is in the GCC countries.

POSTE ET MISSIONS

In collaboration with your supervisor, your main tasks will be:

• Provide support to the Head of the Middle East Finance Distribution and Portfolio Management and more specifically:
• For Plain Vanilla Financing (PVF), GT Trade Finance and GT CCSF with clients covered by Dubai Coverage:
• Draft opinions for Business and Credit Committees for new transactions, including refinancing and increase of limits;
• Assist Origination with credit applications: review the financial analysis, the computation of the rating and the RWA impact;
• Perform the credit risk analysis and process the credit application;
• Carry annual reviews (in due time), revise limits and ratings;
• Manage waivers;
• Seek to anticipate risk evolution across the PVF portfolio and assess / recommend / action risk mitigation options (including through secondary sales, insurances, …);
• Manage WL files in conjunction with DRAS and Origination.
• For the overall Middle East Portfolio:
• With the support of SAO, analyze the risk components of the portfolio (including sectors, concentrations), its profitability in market context and seek to anticipate their evolution;
• Follow-up and coordinate with Sales and Origination the secondary reductions actions;
• Monitor and challenge the GWF and the overall portfolio temperature;
• Assist in the preparation of various reports and presentations as required, including quarterly BR, budgets, strategic forecasts as well as various projects related to portfolio allocation and optimization
• Challenge if appropriate and review at least annually OREs;
• Perform portfolio analysis using the TWO to identify facilities considered for RWA and Liquidity optimization, evaluate sales prices and EVA/RAROE metrics; seek to optimize the portfolio in terms of both risk and return;
• Monitor the key indicators (Liquidity, NBI, RWA, EVA, Net Margins) of the portfolio including a looking forward vision for Business Reviews, Sectorial Committees, budget purposes and for optimization decisions;
• Coordinate with DPM Head Office colleagues for all Platform-based analysis, reporting and forecasting of specific bank wide initiatives (strategic plan, etc.);
• Collaborate with Asset Optimization on a broad range of tasks including asset allocation, regulatory evolution, shortfall follow-up, secondary sales, LGD model review/update, stress testing, etc.
• Distribution:
• Assist in providing a local input on new deals being underwritten in the region within DPM scope (ENR / Real Asset / Corp);
• Help contribute to develop new avenues for distribution / placement and provide a full investors’ mapping for distribution of local deals and those of other platforms in coordination with the ACS team;
• Assist in developing an overview of local investors investment criteria and pass intelligence to the specialized product line syndicate teams.

PROFIL ET COMPÉTENCES REQUISES

We are seeking candidates who hold a Master’s degree in Finance.
We are looking for individuals with excellent analytical and quantitative problem-solving skills, as well as the ability to prioritize tasks effectively in a fast-paced environment.
The ability to work in a multicultural setting is essential.
Proficiency in MS Office (Excel, Word, PowerPoint) is required, and knowledge of VBA is a plus, as modeling and task automation are part of the role.

This position is only open to the candidates who are eligible to the Business France V.I.E program :

• French or European citizens
• Between 18 and 28 years old
• To be from a country other than the host country
• Graduated

Postuler directemen

• Provide support to the Head of the Middle East Finance Distribution and Portfolio Management and more specifically:
• For Plain Vanilla Financing (PVF), GT Trade Finance and GT CCSF with clients covered by Dubai Coverage:
• Draft opinions for Business and Credit Committees for new transactions, including refinancing and increase of limits;
• Assist Origination with credit applications: review the financial analysis, the computation of the rating and the RWA impact;
• Perform the credit risk analysis and process the credit application;
• Carry annual reviews (in due time), revise limits and ratings;
• Manage waivers;
• Seek to anticipate risk evolution across the PVF portfolio and assess / recommend / action risk mitigation options (including through secondary sales, insurances, …);
• Manage WL files in conjunction with DRAS and Origination.
• For the overall Middle East Portfolio:
• With the support of SAO, analyze the risk components of the portfolio (including sectors, concentrations), its profitability in market context and seek to anticipate their evolution;
• Follow-up and coordinate with Sales and Origination the secondary reductions actions;
• Monitor and challenge the GWF and the overall portfolio temperature;
• Assist in the preparation of various reports and presentations as required, including quarterly BR, budgets, strategic forecasts as well as various projects related to portfolio allocation and optimization
• Challenge if appropriate and review at least annually OREs;
• Perform portfolio analysis using the TWO to identify facilities considered for RWA and Liquidity optimization, evaluate sales prices and EVA/RAROE metrics; seek to optimize the portfolio in terms of both risk and return;
• Monitor the key indicators (Liquidity, NBI, RWA, EVA, Net Margins) of the portfolio including a looking forward vision for Business Reviews, Sectorial Committees, budget purposes and for optimization decisions;
• Coordinate with DPM Head Office colleagues for all Platform-based analysis, reporting and forecasting of specific bank wide initiatives (strategic plan, etc.);
• Collaborate with Asset Optimization on a broad range of tasks including asset allocation, regulatory evolution, shortfall follow-up, secondary sales, LGD model review/update, stress testing, etc.
• Distribution:
• Assist in providing a local input on new deals being underwritten in the region within DPM scope (ENR / Real Asset / Corp);
• Help contribute to develop new avenues for distribution / placement and provide a full investors’ mapping for distribution of local deals and those of other platforms in coordination with the ACS team;
• Assist in developing an overview of local investors investment criteria and pass intelligence to the specialized product line syndicate teams