VP, CRE Portfolio Manager at Tradition Capital Bank

Edina, Minnesota, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Apr, 26

Salary

175000.0

Posted On

09 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship Management, Underwriting, Financial Analysis, Credit Administration, Documentation, Production Results, Collaboration, Detail Oriented, Communication Skills, Credit Risk Management, Microsoft Excel, Microsoft Word, Microsoft Outlook, Microsoft PowerPoint, Self-Motivation, Work Ethic

Industry

Banking

Description

Description Who We Are & Why You Will LOVE Us! You are more than just a number; we are more than just a bank. At Tradition Capital Bank, we are partners in business and in life; building dreams and futures on one simple idea: strong one-on-one relationships. We place our people in the right seats and position our employees to do what they love. Every person and every role matters: when we function together as One Team, we achieve extraordinary results. As each other’s raving fans, we reach across titles and organizational structure to encourage one another. Here at Tradition, we believe that when people work together with shared values and an open mind, anything is possible. Tradition is always in the making; join us in celebrating our roots and being a part of what’s next. What You Will Be Doing The VP, Commercial Real Estate Portfolio Manager is responsible for maintaining and growing a portfolio of profitable loan and deposit client relationships. This position works collaboratively across credit, coordinator, and loan administration teams to identify opportunities for enhanced client service and efficiencies and ensures the accurate and timely processing of loans consistent with the Bank’s loan policy and our Client Service Standards. How You Will Get the Job Done Relationship Management: Proactively manages a portfolio of loan and deposit clients and bank prospects. Intentionally and regularly communicates with clients to build strong relationships that ensure client engagement, satisfaction, and retention. Practiced tactical correspondence with clients, including deliberate follow-up via letters, e-mail, and phone are expected from this role to ensure collection of essential information to support monitoring of the loan portfolio, including credit reviews. Underwriting and Financial Analysis: Collaborates with the credit team to produce timely, accurate and defect free credit presentations that successfully analyze the sources of repayment, using a risk-based approach. Work product includes: Historical and projected business, personal cash flow, global cash flow, collateral analysis of real and personal property, analysis of economic and competitive environment of the borrower and/or industry, recommending appropriate covenants, monitoring, and other structural and risk mitigating components of the credit accommodations. Credit Administration: Responsible for the periodic review of borrower reporting and ongoing account monitoring to maintain compliance with reporting requirements and covenants. Updates ticklers and ensures the electronic credit files are current and accurate. Operates both independently and in collaboration with senior managers for credit decisions (as deemed necessary by size and complexity of client relationship). Documentation: Sufficient experience with the commercial real estate loan process to coordinate accurate documentation of all components of the approved credit accommodation, including perfection of collateral. Collaborates with more senior Relationship Managers on larger, more complex credits and structures. Production Results: Consistently achieves results by meeting or exceeding assigned production goals and metrics (deposits, fees, and loans). Cultivates existing client relationships to expand their banking relationship and source referrals for new client opportunities. Collaboration: May partner with novice/junior production team members on calls and closings to develop the team’s skills in sales, analytical skills, and decision-making techniques needed to build relationships. Works collaboratively across credit, coordinator, and loan administration teams to identify opportunities for enhanced client service and efficiencies. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time without notice. Requirements What Sets You Apart A role model for our core values: Do the Right Thing, G.S.D. (Get Stuff Done), One Team, and Give Back Demonstrates commitment to defect free, timely, and caring client service Able to perform at a high level in a fast-paced environment Flexible to change in a growing organization Detail oriented Strong knowledge of financial statements and solid foundation in credit analysis Excellent verbal and written communication skills Proficient at Microsoft Excel, Word, Outlook and PowerPoint; strong technical ability An independent, quick learner Able to prioritize and manage multiple projects/tasks Demonstrates a collaborative work style and respect for others Demonstrates self-motivation and strong work ethic Understands credit risk and mitigates the bank’s loan loss exposure; demonstrates sound risk management decisions Demonstrates compliance with the Bank Secrecy Act, Privacy of Consumer Financial Information and all other federal and state rules and regulations as applicable. Professional & Educational Experience You Bring A Bachelor’s degree from a College or University; 7-10 years of experience in commercial lending (Commercial Real Estate) or equivalent combination of education and experience. Benefits & Compensation Tradition Capital Bank recognizes and values everyone’s unique needs for their careers, families, and individual health. That’s why we offer competitive benefits to promote wellness in our employees and their loved ones, including: Healthcare (medical with HSA, dental, and voluntary vision) Short-term and long-term disability Basic and voluntary life & AD&D insurance EAP – Employee Assistance Program Flexible spending accounts 401(k) with employer match; ability to purchase Bank stock through 401k Paid time off & paid holidays Family Care Reimbursement (up to $500 annually for 2025) Wellness Time (up to 2 hours/week) Keystone employee directed giving opportunities (annual Insight Trip opportunities, up to $500 for grants and double match dollars) For this position, we anticipate a pay range between $125,000 and $175,000, annually. Final offers will vary based on individual job-related knowledge, skills, and abilities. This position is eligible for a discretionary annual bonus based on individual and Bank performance. Work Environment While performing the duties of this job, the employee is regularly required to stand, walk, use hands to type, carry, handle and feel objects, reach with hands and arms, talk or hear. The employee must occasionally lift and/or move up to 25 pounds and more with assistance. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception in the window environment and the ability to adjust focus. This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Local travel is expected for this position *The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Tradition Capital Bank is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race; color; creed; religion; national origin; sex; pregnancy, childbirth, and related disabilities; marital status; status with regard to public assistance; disability; genetic information; sexual orientation, off duty usage of lawful products; familial status; status as a patient enrolled in the marijuana registry program; membership or activity in a local commission; citizenship status; uniform servicemember status; and age; or any other protected class under federal, state, or local law.

Responsibilities

The VP, Commercial Real Estate Portfolio Manager is responsible for maintaining and growing a portfolio of profitable loan and deposit client relationships. This role involves proactive relationship management, underwriting, credit administration, and achieving production results.