VP Credit Analyst at PGM Tek

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

23 Aug, 26

Salary

0.0

Posted On

25 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Due Diligence, Financial Projections, Stress Testing, Credit Risk Management, Portfolio Analysis, Legal Document Review, Commercial Credit, MS Office, Business Communication, Task Planning, Problem Solving

Industry

Staffing and Recruiting

Description

Job Title: VP (Senior) Credit Analyst - Summary: This position is a Temporary position. The candidate is targeting on the review and analysis of credit transactions and other general work. Department/Team: Credit Approval Responsibilities: ▪ Prepare credit reports with special attention on information integrity, analytical quality and credit merits. ▪ Joint due diligence vetting, structuring and analysis on potential transactions ▪ Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of the Consumer and Industrial team prior to CAC. ▪ Present and defend cases in the CAC and CMC, where applicable. ▪ Prepare approval form, including any conditions precedent ("Cr, or prerequisite) to the credit approval. ▪ Review GCMS entries accordingly ▪ Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items) ▪ Post disbursement— prepare, jointly with the RM, interim and scheduled annual review on a timely basis. ▪ Post disbursement— attend to all audit, loan review and regulatory requirements. ▪ Support Credit MIS including portfolio analysis and periodic reporting. ▪ Support credit policies, procedures, and training. ▪ Other requirements may arise as per the growth of the portfolio. Education and Experience Requirements: ▪ BA; MBA/CFA/FRWCOA a plus ▪ 4 -7 years of U.S. Commercial credit risk management experiences Skills and Knowledge: ▪ Demonstrated originations capability across multiple product lines. ▪ Experienced in task planning, delegation, progress monitoring and evaluation. ▪ Experienced in problem identification and solving. ▪ Experienced in handling and prioritizing multiple tasks. ▪ Familiar and experience with MS Office system (especially PPT, Excel, Word, etc.) ▪ Excellent communication and writing in a business environment. ▪ Detail oriented with ability to manage time appropriately. ▪ Great team player and self-starter.

Responsibilities

The role involves preparing detailed credit reports, conducting due diligence, and presenting cases to the Credit Approval Committee. Additionally, the analyst manages post-disbursement reviews, audit requirements, and supports credit policies and MIS reporting.