VP, Credit - Fund and Leveraged Finance at First Abu Dhabi Bank

, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

12 Jul, 26

Salary

0.0

Posted On

13 Apr, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit evaluation, Structured debt, Financial modeling, Risk analysis, Fund structures, Capital commitments, Asset valuation, Regulatory compliance, Basel norms, IFRS 9, Project finance, Infrastructure financing, Counterparty risk, Term sheet review, Communication skills

Industry

Banking

Description

JOB PURPOSE: Role involves evaluating, assisting in structuring and writing credit proposals for undertaking structured debt transactions across APAC and Europe. The candidate will need to work with the Relationship Managers, Legal and Risk teams internally along with client counterparts and external advisors occasionally to ensure robust credit risk assessment and compliance to regulatory standards KEY ACCOUNTABILITIES: Handle independently credit evaluation and approval process for structured debt for IB & WB teams. This includes Non recourse facilities across Financial Sponsors, NBFI clients and large * Wholesale Banking clients. These include Project Finance, Infrastructure Financing, Capital Call Facility, NAV based financing, Back leverages etc. * To coordinate with Corporate Finance teams in developing product programs and assist in development of RACs * Analyze financing structures, asset quality and counterparty risk as part of the credit analysis. * Review term sheets and identify credit and structural risks in collaboration with legal counsel. * Set Credit terms and conditions including limits / amortization schedule, covenants, seniority of claims, EoD terms etc. * Monitor ongoing credit exposure at product level and counterparty level; Also undertake Ad-hoc event-based risk analysis on structured debt exposures. Ensure compliance with credit policies, regulatory requirement and industry best practices QUALIFICATIONS & EXPERIENCE: * Minimum 10 -12 years of experience in banking /NBFI of which at least 5 years in structured debt looking at such non-recourse structures * Good understanding of fund structures, capital commitments, waterfall distributions, fund asset valuations, * Strong financial modelling skills with ability to review a financial model critically. * Understand the market risk elements for both listed & unlisted entities (incl. standard valuation procedures, mark to market and monitoring frameworks) * Excellent communication skills with ability to clearly articulate risk consideration and credit rationale. Knowledge of regulatory requirements (Basel norms, IFRS 9 etc.) relevant to credit risk. About Us: First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients. Life at FAB: Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization Career Development: FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development. Our Values: At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication. Join our team and be part of a journey to shape the future of banking.

Responsibilities

The role involves independently handling credit evaluation and approval processes for structured debt transactions across APAC and Europe. The candidate will collaborate with internal teams and external advisors to ensure robust risk assessment and compliance with regulatory standards.