REQUIREMENTS:

• At least 10 yrs of credit / frontline related experience with regional exposure
• Good understanding of:
• Small Business Banking products and industries
• Portfolio / Delinquency credit framework
• Able to translate strategies into action plans and successful implementation
• Strong interpersonal, communication and effective negotiation skills
• Strong management and supervisory skills
• Strong analytical and quantitative skills and attention to detail
• Adaptive and sensitive to cultural requirements to achieve desired results
• Self-motivated and able to work both independently and within a team
• MS Excel and data analytics skills
  Primary Location: Singapore
  Job: Credit Risk
  Organization: Group Wholesale Credit Risk Management
  Schedule: Permanent
  Job Posting: 26-Feb-2025, 8:30:40 P

Regional (75%)

• Contribute to Regional EmB Loan “Global Design, Local Implementation” strategies and translate strategies into actionable plans for countries
• Alignment of Subsidiary CRMs to Group CRM and provide oversight and guidance to Subsidiary CRMs on:
• Credit Policy
• Credit Framework
• Credit Programs
• Credit Procedures / Processes
• Products and Propositions e.g. Test Programs, Mid-Market, Serial Entrepreneur
• Systems e.g. LUMOS, CDMS
• Pollinate credit best practices across the Region
• Responsible for renewal of Group Credit Policies and dissemination to Subsidiary CRMs
• Support Subsidiary CRMs to achieve satisfactory Credit Risk Review through oversight and sharing of regional findings / experience

Group (25%)

• Support Business Unit in achieving its lending goals while maintaining sustainable credit risks through:
• Prudent credit assessment of non-STP Credit Proposal and Credit Memo
• Ensure approval complies with regulations, credit policies, product program guidelines and within Lending Authority Limit
• Ensure no new account turning NPL within 12 months from non-STP approval
• Jointly achieve satisfactory internal and external audit ratings

Qualifications