VP, Head of Card and Credit System at Oversea Chinese Banking Corp

Hong Kong, Hong Kong Island, Hong Kong S.A.R. -

Full Time

Start Date

Immediate

Expiry Date

12 Mar, 26

Salary

0.0

Posted On

12 Dec, 25

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

IT Strategy, Credit Card Processing, Credit Risk Management, Digital Transformation, Regulatory Compliance, Vendor Management, Cybersecurity, Budget Management, Project Management, AI Integration, Data Analytics, Stakeholder Management, Problem Solving, Strategic Thinking, Cloud Migration, Automation

Industry

Banking

Description

WHO WE ARE: As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Job Title: Head of Card & Credit Key Responsibilities: Lead the overall IT strategy and execution for credit card and credit business lines, aligning technology initiatives with business goals. Manage the development, implementation, and maintenance of credit card processing systems, credit risk management tools, and related IT infrastructure. Collaborate closely with credit risk, compliance, fraud prevention, and business teams to ensure technology solutions meet operational and regulatory requirements. Drive innovation by evaluating and integrating new technologies such as AI, machine learning, and data analytics to improve credit decisioning and customer experience. Oversee vendor management, including selection, contract negotiation, and performance monitoring of third-party IT service providers. Ensure robust cybersecurity measures and data protection protocols are in place for credit card and credit IT systems. Manage budgets, project timelines, and resource allocation effectively. Monitor industry trends, regulatory changes, and emerging technologies to keep the organization ahead in credit IT capabilities. Report regularly to senior management on IT performance, risks, and opportunities within the credit domain. Qualifications: Bachelor’s degree in Computer Science, Information Technology, Finance, or a related field. Master’s degree or MBA is a plus. Minimum of 15 years of experience in IT leadership roles within the banking, financial services, or fintech sectors, with a focus on credit card and credit systems. Strong knowledge of credit card processing platforms, credit risk management systems, and lending technologies. Experience with digital transformation projects, including cloud migration, automation, and data analytics. Familiarity with regulatory requirements related to credit and payments (e.g., PCI DSS, & local financial regulations). Proven ability to lead cross-functional teams and manage complex IT projects. Excellent communication, negotiation, and stakeholder management skills. Strong problem-solving skills and strategic thinking. Preferred Skills: Experience with core banking systems integration. Knowledge of AI/ML applications in credit risk and fraud detection. Understanding of cybersecurity frameworks and best practices. Project management certification (PMP, Agile, Scrum) is an advantage. Tokenization strategies to replace sensitive card data with secure tokens. Integration and support of mobile wallets such as Apple Pay and Google Pay 3D Secure (3DS) protocols for enhanced cardholder authentication What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.

How To Apply:

Incase you would like to apply to this job directly from the source, please click here

Responsibilities

Lead the IT strategy and execution for credit card and credit business lines, ensuring alignment with business goals. Collaborate with various teams to implement technology solutions that meet operational and regulatory requirements.