JOB DESCRIPTION:

Position/Status: TDS – Finance, Dublin / London (level 10)
Specific business/product groups: Finance, Dublin / London
Reports to: Head of Reg Change / Reg Reporting

POSITION SUMMARY

This position is responsible for supporting the TD Securities Finance team across London & Dublin regarding horizon scanning and backward compatibility of changes to the regulatory framework.
This requirement is to proactively review all regulatory changes, consultation papers, Q&A’s & press releases published by the UK and European Regulators, analyse what is applicable to the Irish subsidiary (TDGF: MIFID Investment Firm), the UK subsidiary (TDBEL: Credit Institution) and the UK Branch of TD Bank then advise and work with both the Reg Change and Reg Reporting Teams to determine implementation requirements and timelines.

REGULATORY AND TD POLICY REQUIREMENTS:

It is your responsibility to ensure that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility. Additionally, it is your responsibility to read, understand and comply with the Bank’s Code of Conduct and Ethics and corresponding regulations. You will be notified of changes to policies in a timely manner through announcements and/or intranet updates.
You must act with integrity and due skill, care and diligence in carrying out your duties. Your actions should always be able to satisfy high standards of scrutiny.
You must observe proper standards of market conduct. It is your responsibility to ensure that you take reasonable steps to be fully aware of, understand and comply with all regulatory requirements from all regulatory bodies that are applicable to your business. You will promptly report to your supervisor(s) or manager(s) any instances in which you are aware of any violation or possible violation of such regulatory requirements by yourself or others.
These policies and regulatory requirements may include all, some or other regulatory jurisdictions as they relate to your business including, but not limited to: Government Securities Commissions, OSFI, IIROC, FSA, FRB, FINRA, SEC, MAS.
Management should be kept fully informed at all times of all Regulatory and Compliance issues. You must deal with TD Management, Compliance, regulators and all control functions in an open and cooperative way and must disclose appropriately any information which TD Management, Compliance, regulators or control functions would reasonably expect to know.
You must ensure that you are fully aware of your management reporting lines and escalation procedures.
You must take reasonable steps to ensure that the business of the firm for which you are responsible is organized so that it can be controlled effectively and that you exercise due skill, care and diligence in managing that business.

It is your responsibility to be fully aware of:

• The TD Policies and regulatory requirements pertaining to the business you are managing.
• The control limits and your ability, if any, to delegate them within your business.
• Ensure that you receive adequate and appropriate management reporting.

WHO WE ARE

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

• Seasoned experience in the regulatory space within the banking world
• Detailed technical knowledge of binding regulations
• High quality analytical skills with an inquisitive mindset to identify and swiftly resolve issues
• Excellent communication and presentation skills
• The development and maintenance of good relationships with key stakeholders and the ability to effectively communicate recommendations
• Proven organizational and multi-tasking skills to be able to juggle competing priorities
• Ability to take ownership of tasks and develop/improve processes where necessar