Job Description:

QUALIFICATIONS/REQUIREMENTS:

• Bachelor’s degree and 7+ years of experience building analytically derived strategies within Fraud, Credit, Marketing, Risk or Collections in Financial services, or in lieu of a Bachelor’s degree, 11+ years of experience building analytically derived strategies in Fraud, Marketing, Risk or Collections in Financial services.
• 3+ years of experience working with statistical tools such as SAS, Model Builder Decision Tree, Knowledge Seeker or others.

ELIGIBILITY REQUIREMENTS:

• You must be 18 years or older
• You must have a high school diploma or equivalent
• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).
  Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

ROLE SUMMARY/PURPOSE:

The VP, Transactional Fraud Strategy - OnePay role is responsible for driving analytic insights and transactional fraud initiatives for the new partnership with OnePay across credit card products. This role will work cross functionally to identify, understand and design transactional fraud strategies to drive the success of the portfolio. The role reports to the Transactional Fraud Strategy Leader within the Account Management & Transactional Fraud team within the Credit function. The role interacts with senior leadership and drives communication of results, initiatives, and process items across the matrixed organization.

ESSENTIAL RESPONSIBILITIES:

• Develop transaction fraud strategies for the OnePay partnership, in collaboration with partner and infrastructure teams.
• Execute, monitor, and drive process improvement of transactional fraud strategies for all OnePay products (PLCC, Dual Card).
• Drive management of governance processes pertaining to fraud inputs and outputs
• Engage with Visa / MC networks on industry trends, score models, and evolving protection mechanisms
• Partner with modeling teams/vendors to drive advanced targeting strategies
• Partner with OnePay partner and internal portfolio teams to enhance transactional fraud development and execution
• Provide additional insight in support of OnePay acquisition fraud management and authentication strategies
• Drive and influence across leadership levels regards initiatives and results, as well as participate in strategizing with portfolio credit teams
• Ad hoc analytics / insights, validations, remediations
• Execute batch tests / Challenger analytics
• Responsible for process controls, & maintaining regulatory review rhythm with Compliance, Legal & Fair Lending Teams
• Supports related exams, audits and business continuity planning
• Build for the future by understanding industry, economic and business needs
• Analyze and explore datasets in order to find opportunities for fraud innovation through data analytics
• Collaborate across the broader DC and PLCC landscape, sharing learnings and best practices
• Perform other duties and/or special projects as assigned